102 Ruger Dr, Guntown, MS 38849 Property Records

Lee County property record for 102 Ruger Dr, Guntown, MS 38849

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,832 sqft · built 2020
Lot Size	0.366 acres (15,950 sqft)
Owner	Individual Name on Record
Tax Bill	$2,916 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025U-21-314-00`

Property Details

APN / Parcel Number

Primary APN	`025U-21-314-00`
Alternative APNs	`048907` `48907`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,832 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,950 sqft (0.366 acres)
Lot Dimensions	145 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	048907
Street Address	102 RUGER DR
City	GUNTOWN
State	MS
Zip	38849-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 LOT 111
Legal Range	06E
Legal Township	07S
Legal Section	21
Legal Subdivision	GUNTOWN HILLS SUB PHASE II
Legal Lot Number	111
Jurisdiction	LEE MS
Township / Civil Division	2
Census Block Group	3
Census Block	3041
Census Tract	950101

Owner

Source: Lee County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	102 RUGER DR, GUNTOWN, MS 38849-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020
Deed Sale	Nov 10, 2020
Deed Document Number	2020015722
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Nov 10, 2020
Property Address	102 RUGER DR, GUNTOWN, MS 38849-2001
Document Number	2020015722
Instrument Date	Nov 6, 2020
Instrument	2020015722
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3575 TOM WATSON DR, SALTILLO, MS 38866-9384

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	102 RUGER DR, GUNTOWN, MS 38849-2001

Mortgage

Document Number	2020015723
Date	Nov 10, 2020
Instrument	2020015723

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Guntown Town
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,916.00 (+17.01%) Homeowner's exemption	$21,636 (+15.26%)	$216,360 (+15.26%) Land $20,000 Building $196,360
2023	$2,492.00 Homeowner's exemption	$18,772	$187,720 Land $20,000 Building $167,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20