Suffolk City property record for 102 Ruger Ct, Suffolk, VA 23434
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,070 sqft · built 2008 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Dec 2015) |
| Tax Bill | $5,928 (2025) |
| Deeds & Mortgages | May 2021 Refinance Mar 2020 Mortgage |
| APN | 26F*LE*1*6 |
| Primary APN | 26F*LE*1*6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,070 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Heat Pump |
|---|
| Account Number | 253379900 |
|---|---|
| Street Address | 102 RUGER CT |
| City | SUFFOLK |
| State | VA |
| Zip | 23434-9217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED DEV OVERLAY |
| Legal Description | L.6,LAKES EDGE,SEC.1 AT HILLPOINT |
| Legal Subdivision | LAKES EDGE HILLPOINT |
| Legal Lot Number | 6 |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 75402 |
102 Ruger Ct is owned and occupied by an individual who bought it in December 2015.
Source: Suffolk City records, as of December 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 RUGER CT, SUFFOLK, VA 23434-9217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Mar 23, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2015 · Amount on File |
| Deed Sale | Dec 18, 2015 · Amount on File |
| Deed Document Number | 150069625 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 102 RUGER CT, SUFFOLK, VA 23434-9217 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 210009402 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 210009402 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 102 RUGER CT, SUFFOLK, VA 23434-9217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 200003596 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 200003596 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 311 Months |
| Due | Feb 1, 2046 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 102 Ruger Ct was $5,928, down 0.6% from the year before.
Source: Suffolk City assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $512,000 (-1.65%) Land $98,500 Building $413,500 | ||
| 2025 | $5,928.00 (-0.59%) | $512,000 (-1.65%) Land $98,500 Building $413,500 | $520,600 Land $98,500 Building $422,100 |
| 2024 | $5,963.00 (+13.95%) | $520,600 (+8.44%) Land $98,500 Building $422,100 | |
| 2023 | $5,233.00 | $480,100 Land $98,500 Building $381,600 | $480,100 Land $98,500 Building $381,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 102 Ruger Ct; there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jun 2023 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Ruger Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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