102 Royal Ct, Chapin, SC 29036 Property Records

Lexington County property record for 102 Royal Ct, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,769 sqft · built 2008
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$1,175,850 (Apr 2026)
Tax Bill	$4,337 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001621-01-032`

Property Details

APN / Parcel Number

Primary APN	`001621-01-032`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,769 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	17,424 sqft (0.4 acres)
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	102 ROYAL CT
City	CHAPIN
State	SC
Zip	29036-8477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	SUNSET POINTE SD LOT 5 .40 AC
Legal Subdivision	SUNSET POINTE
Legal Lot Number	5
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1006
Census Tract	21205

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	102 ROYAL CT, CHAPIN, SC 29036-8477
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CAROLINA FEDERAL CREDIT UNION
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	Oct 18, 2006 · Amount on File
Deed Document Number	202615212
Deed Book / Page	21216 / 4155
Prior Transfer Date	Jan 27, 2015
Prior Transfer Doc	1743500237
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Recording Date	Jul 20, 2026
Property Address	102 ROYAL CT, CHAPIN, SC 29036-8477
Document Number	0000029813
Book / Page	21233 / 4863
Instrument Date	Jul 13, 2026
Instrument	202629813
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 ROYAL CT, CHAPIN, SC 29036-8477

Mortgage

Document Number	0000029813,
Date	Jul 20, 2026
Book Page	21233/4863
Instrument	202629813

Lender

Name	SOUTH CAROLINA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Apr 16, 2026
Property Address	102 ROYAL CT, CHAPIN, SC 29036-8477
Document Number	0000015212
Book / Page	21216 / 4155
Instrument Date	Apr 6, 2026
Instrument	2026.15212
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308,778.21
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	102 ROYAL CT, CHAPIN, SC 29036-8477

Mortgage

Document Number	0000015213,
Date	Apr 16, 2026
Book Page	21216/4162
Instrument	2026.15213

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,337.00 (+7.67%)	$26,334 (-) Land $8,987 Building $17,347
2024	$4,028.00 (+0.88%)	$26,334 (-) Land $8,987 Building $17,347	$658,343 (-) Land $224,669 Building $433,674
2023	$3,993.00	$26,334 Land $8,987 Building $17,347	$658,343 Land $224,669 Building $433,674

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	4 (2006–2026)
Most Recent Claim	May 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL PINES private · serves 69 people · EPA ID SC3250065
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	CITY OF COLUMBIA
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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