Stearns County property record for 102 Rookery Dr, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,323 sqft · built 1977 |
| Lot Size | 0.318 acres (13,852 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $279,500 (Jan 2019) |
| Tax Bill | $4,404 (2026) |
| Deeds & Mortgages | Aug 2026 Construction Loan Jan 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29225-0034 |
| Primary APN | 48-29225-0034 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,323 sqft Living Area |
| 1st Floor Area | 1,323 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,852 sqft (0.318 acres) |
| Garage Type | Attached |
| Garage Area | 1,050 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 102 ROOKERY DR |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-4547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLK 002 BLUE HERON HEIGHTS 2ND ADDN SECTION 23 TOWNSHIP 123 RANGE 030 SECTION 23 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 23 |
| Legal Subdivision | BLUE HERON HEIGHTS 2ND ADDN |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11302 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 102 ROOKERY DR, COLD SPRING, MN 56320-4547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Construction Mortgage HARVEST BANK |
| Jan 15, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2019 · Amount on Record |
| Deed Sale | Jan 15, 2019 · Amount on Record |
| Deed Document Number | 20191536800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 10, 2026 |
| Property Address | 102 ROOKERY DR, COLD SPRING, MN 56320-4547 |
| Document Number | 0001718804 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 20261718804 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 102 ROOKERY DR, COLD SPRING, MN 56320-4547 |
| Document Number | 0001718804, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 20261718804 |
| Name | HARVEST BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 6, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jan 15, 2019 |
| Property Address | 102 ROOKERY DR, COLD SPRING, MN 56320-4547 |
| Document Number | 00A1536800 |
| Instrument Date | Jan 10, 2019 |
| Instrument | A1536800 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 102 ROOKERY DR, COLD SPRING, MN 56320-4547 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,404.00 (+11.78%) | $366,000 (-0.33%) Land $34,700 Building $331,300 | $366,000 (-0.33%) Land $34,700 Building $331,300 |
| 2025 | $367,200 (+3.93%) Land $33,000 Building $334,200 | $367,200 (+3.93%) Land $33,000 Building $334,200 | |
| 2023 | $3,940.00 | $353,300 Land $33,000 Building $320,300 | $353,300 Land $33,000 Building $320,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cold Spring serves 4,201 people · EPA ID MN1730006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: T-Mobile, Verizon.
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