102 Riverside Dr, Morganton, NC 28655 Property Records

Burke County property record for 102 Riverside Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,734 sqft · built 1935
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$760 (Jun 2021)
Tax Bill	$2,497 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1793959208`

Property Details

APN / Parcel Number

Primary APN	`1793959208`
Alternative APN	`10724`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,734 sqft Living Area
1st Floor Area	1,206 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft
Flooring	Wood

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)

Exterior Amenities

Porch	Patio
Porch Area	233 sqft
Deck Area	240 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	102 RIVERSIDE DR
City	MORGANTON
State	NC
Zip	28655-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	102 RIVERSIDE DR MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2001
Census Tract	20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Union Street Historic District listed 1987 · 59 contributing resources · NRIS 87001931

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 RIVERSIDE DR, MORGANTON, NC 28655-3719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Sep 30, 2019	Warranty Deed, Transfer · Line of Credit MORGANTON SVGS BK SSB
Jun 12, 2018	Trustee's Deed, Foreclosure · Construction Mortgage GREAT STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Sep 30, 2019 · Amount on Record
Deed Document Number	20217624
Deed Book / Page	2551 / 686
Prior Transfer Date	May 8, 2018
Prior Transfer Doc	0023510931
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 29, 2021
Property Address	102 RIVERSIDE DR, MORGANTON, NC 28655-3719
Document Number	0025510686
Book / Page	2551 / 686
Instrument Date	Jun 29, 2021
Instrument	2021007624
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RIVERSIDE DR, MORGANTON, NC 28655-3719

Mortgage

Document Number	0025510689
Date	Jun 29, 2021
Book Page	2551/689
Instrument	2021007625

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	1-Year CMT
Max Rate	9.15%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 30, 2019
Property Address	102 RIVERSIDE DR, MORGANTON, NC 28655-3719
Document Number	0024270120
Book / Page	002427 / 000120
Instrument Date	Sep 23, 2019
Instrument	32751
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$650.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	102 RIVERSIDE DR MORGANTON NC 286553719, MORGANTON, NC 28655-3719

Mortgage

Document Number	24270123
Date	Sep 30, 2019
Book Page	002427/000123
Instrument	32752

Lender

Name	MORGANTON SVGS BK SSB
Address	MORGANTON, NC 28680-1509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Interest

Rate Type	Adjustable Rate

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BURKE NC
Recording Date	Jun 12, 2018
Property Address	102 RIVERSIDE DR, MORGANTON, NC 28655-3719
Document Number	0023510928
Book / Page	2351 / 0928
Map Reference	MB69 PG57
Instrument Date	May 8, 2018
Instrument	2017016894
Transaction Type	Foreclosure
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 BOONE HEIGHTS DR STE 107, 107, BOONE, NC 28607-5484

Mortgage

Document Number	0023510931
Date	Jun 12, 2018
Book Page	2351/0931
Instrument	2017016895

Lender

Name	GREAT STATE BANK
Type	Bank
Address	WILKESBORO, NC 28697

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,497.00 (+0.2%)	$431,537 (-) Land $42,900 Building $388,637	$431,537 (-) Land $42,900 Building $388,637
2025	$2,492.00 (-0.48%)	$431,537 (-) Land $42,900 Building $388,637	$431,537 (-) Land $42,900 Building $388,637
2023	$2,504.00	$431,537 Land $42,900 Building $388,637	$431,537 Land $42,900 Building $388,637

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1994–2024)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Compas X-Stream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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