102 Ritchie Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 102 Ritchie Dr, Shelby, NC 28152

Property Summary

Property TypeResidential Vacant Land
Lot Size1.26 acres (55,116 sqft)
OwnerCompany Name on File
Last Sale$571,000 (Jun 2026)
Tax Bill$140 (2026)
Deeds & MortgagesJun 2026 Sale
Jan 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN45774

Property Details

APN / Parcel Number

Primary APN45774
Alternative APNs
  • 1335046
  • 1353882

Exterior

Lot Area55,116 sqft (1.26 acres)

Location & Zoning

Account Number1353882
Street Address102 RITCHIE DR
CitySHELBY
StateNC
Zip28152-0700
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeAA1
Legal DescriptionLOT #11 WILDWOOD PINES
Legal SubdivisionWILDWOOD
Legal Block1
Legal Lot Number11
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group1
Census Block1032
Census Tract951601

Owner

102 Ritchie Dr, residential vacant land, is owned by a company that bought it in June 2026.

Source: Cleveland County records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address31071 HIGHWAY 190, PORTERVILLE, CA 93257-9168
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 30, 2023Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Dec 18, 2020Warranty Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2026 · Amount on File
Deed SaleJun 5, 2026 · Amount on File
Prior SaleJan 30, 2023 · Amount on File
Deed Document Number2026200129364
Deed Book / Page1976 / 695
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateJun 5, 2026
Property Address102 RITCHIE DR, SHELBY, NC 28152-0700
Document Number0200129364
Book / Page1976 / 695
Instrument DateApr 20, 2026
Instrument2026200129364
Transaction TypeTransfer
Record UpdatedJun 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$115,342.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateJan 30, 2023
Property Address102 RITCHIE DR, SHELBY, NC 28152-0700
Document Number0018911190
Book / Page1891 / 1190
Instrument DateJan 23, 2023
Instrument200083299
Transaction TypeTransfer
Record UpdatedAug 31, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,090.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1490 ELLIS FERRY RD, GAFFNEY, SC 29341-5109

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 RITCHIE DR, SHELBY, NC 28152-0700

Mortgage

Document Number0018911194
DateJan 30, 2023
Instrument1891/1194
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateDec 18, 2020
Property Address102 RITCHIE DR, SHELBY, NC 28152-0700
Document Number0018290154
Book / Page1829 / 154
Map ReferenceMB 18 PG 69
Instrument DateDec 18, 2020
Instrument200048360
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$880.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address122 LEE CHAPEL DR, 122, CASAR, NC 28020-8806

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address110 RITCHIE DR, SHELBY, NC 28152-0700

Mortgage

Document Number0018290156
DateDec 18, 2020
Instrument1829/0156
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 102 Ritchie Dr was $140.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$140.00$22,136 (-) Land $22,136$22,136 (-) Land $22,136
2025$140.00$22,136 Land $22,136$22,136 Land $22,136
2023$23,657 Land $23,657$23,657 Land $23,657

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 102 Ritchie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Ritchie Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND COUNTY WATER
serves 59,395 people · EPA ID NC0123055
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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