Frederick County property record for 102 Ridge Rd, Winchester, VA 22602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,320 sqft · built 1977 |
| Lot Size | 0.3 acres (13,217 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $312,450 (Jul 2005) |
| Tax Bill | $1,643 (2026) |
| Deeds & Mortgages | Jan 2026 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 54E3-C-20 |
| Primary APN | 54E3-C-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 2,712 sqft |
| 1st Floor Area | 1,056 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,217 sqft (0.3 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 264 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Porch |
| Porch Area | 216 sqft |
| Deck Area | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8014885 |
|---|---|
| Street Address | 102 RIDGE RD |
| City | WINCHESTER |
| State | VA |
| Zip | 22602-7426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | FREDERICK HEIGHTS L20 SC |
| Legal Subdivision | FREDERICK HEIGHTS |
| Legal Lot Number | 20 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | RED BUD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 51002 |
102 Ridge Rd is owned and occupied by two individuals who acquired it in February 2022.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 RIDGE RD, WINCHESTER, VA 22602-7426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2005 · Amount on File |
| Deed Sale | Jul 29, 2005 · Amount on File |
| Deed Book / Page | 500 / 16768 |
| Last Transfer Date | Feb 8, 2022 |
| Transfer Doc | 0000001903 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 102 RIDGE RD, WINCHESTER, VA 22602-7426 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC |
| Name | Verified Name |
|---|---|
| Address | 102 RIDGE RD, WINCHESTER, VA 22602-7426 |
| Document Number | 0000000281 |
|---|---|
| Date | Jan 9, 2026 |
| Instrument | 260000281 |
| Name | APPLE FCU |
|---|---|
| Type | Credit Union |
| Address | FAIRFAX, VA 22030 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2041 |
The 2026 property tax bill for 102 Ridge Rd was $1,643, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,643.00 (+10.42%) | $309,980 (-) Land $93,000 Building $216,980 | $309,980 (-) Land $93,000 Building $216,980 |
| 2025 | $1,488.00 | $309,980 Land $93,000 Building $216,980 | $309,980 Land $93,000 Building $216,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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