102 Riddle St, Bruce, MS 38915 Property Records

Calhoun County property record for 102 Riddle St, Bruce, MS 38915

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,011 sqft · built 1970
Owner2 Individual Names on Record
Tax Bill$692 (2025)
Deeds & MortgagesDec 2020 Line of Credit
Jan 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN1409110690031

Property Details

APN / Parcel Number

Primary APN1409110690031

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Building Area1,011 sqft Adjusted Area
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 1970
Exterior MaterialBrick Veneer
Foundation TypeMasonry
Roof TypeHip
Roof MaterialRolled Roofing
Deck Area144 sqft

Location & Zoning

Street Address102 RIDDLE ST
CityBRUCE
StateMS
Zip38915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKWOOD SUB PG 18 LOT 44 BLK 24 DB A78-554
Legal SubdivisionOAKWOOD
Legal Block24
Legal Lot Number44
JurisdictionCALHOUN MS
Township / Civil Division3
Census Block Group1
Census Block1021
Census Tract950200

Owner

Source: Calhoun County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1233, BRUCE, MS 38915-1233
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Deed of Trust, Mortgage · Line of Credit
FIRST CHOICE BANK
Jan 2, 2019Deed of Trust, Mortgage
VANDERBILT MORTGAGE & FINANCE INC
Jul 16, 2018Deed of Trust, Mortgage · Line of Credit
FIRST CHOICE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2015
Deed SaleOct 23, 2015
Deed Document Number0020153288
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALHOUN MS
Property Address102 RIDDLE ST, BRUCE, MS 38915
Transaction TypeMortgage
Record UpdatedJul 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 PITTSBORO ST, HOUSTON, MS 38851-1734

Mortgage

Document Number424/175
DateDec 14, 2020
Book Page424/175
Instrument2020003791
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 3, 2035

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALHOUN MS
Property Address102 RIDDLE ST, BRUCE, MS 38915
Transaction TypeMortgage
Record UpdatedMar 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number406/751
DateJan 2, 2019
Book Page406/751
Instrument2019000011
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term60 Months
DueJan 2, 2024

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALHOUN MS
Property Address102 RIDDLE ST, BRUCE, MS 38915
Transaction TypeMortgage
Record UpdatedFeb 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 PITTSBORO ST, HOUSTON, MS 38851-1734

Mortgage

Document Number402/322
DateJul 16, 2018
Book Page402/322
Instrument2018001493
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term144 Months
DueJul 5, 2030

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyCalhoun County
MunicipalityBruce Town
Unified School DistrictCalhoun County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$692.00 (+9.32%)$5,325 (-) Land $450 Building $4,875$35,499 (-) Land $3,000 Building $32,499
2023$633.00$5,325 Land $450 Building $4,875$35,499 Land $3,000 Building $32,499

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1991–2017)
Claims Outside the SFHA3 of 5
Most Recent ClaimAug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BRUCE
serves 2,798 people · EPA ID MS0070003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fulton Telephone Company
Fiber
1,000 / 1,000
Buckeye Cablesystem
Cable
1,000 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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