102 Reserve Cir, Savannah, GA 31421 Property Records

Chatham County property record for 102 Reserve Cir, Savannah, GA 31421

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,716 sqft · built 2009
Lot Size	0.131 acres (5,719 sqft)
Owner	Company Name on File
Last Sale	$699,000 (Sep 2022)
Tax Bill	$6,087 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Sep 2022 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`2-0436A-04-030`

Property Details

APN / Parcel Number

Primary APN	`2-0436A-04-030`
Alternative APN	`R331K647`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,716 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	5,719 sqft (0.131 acres)
Lot Dimensions	110 ft deep x 52 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	126 sqft
Patio Area	342 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	102 RESERVE CIR
City	SAVANNAH
State	GA
Zip	31421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDC
Legal Description	LOT 123 THE RESERVE AT SAVANNAH HARBOR SMB 33S 71A-S .162 AC S
Legal Subdivision	RESERVE SAVANNAH HARBOR PH I
Legal Lot Number	123
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2022
Census Tract	11800

Owner

102 Reserve Cir is owned by a company that bought it in September 2022.

Source: Chatham County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	25 LITTLE COMFORT RD, SAVANNAH, GA 31411-1447
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF NEW YORK MELLON
Sep 16, 2022	Warranty Deed, Transfer
May 26, 2022	Warranty Deed, Transfer
May 2, 2018	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2022 · Amount on File
Deed Sale	Sep 19, 2022 · Amount on File
Prior Sale	May 2, 2018 · Amount on File
Deed Document Number	202211187
Deed Book / Page	2916 / 524
Prior Transfer Date	May 26, 2022
Prior Transfer Doc	0028170022
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	102 RESERVE CIR, SAVANNAH, GA 31421
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RESERVE CIR, SAVANNAH, GA 31421

Mortgage

Document Number	0029650728
Date	Nov 21, 2022
Book Page	0000002965/0000000728

Lender

Name	BANK OF NEW YORK MELLON

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Dec 1, 2020

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 16, 2022
Property Address	102 RESERVE CIR, SAVANNAH, GA 31421
Document Number	0029160524
Book / Page	2916 / 524
Instrument Date	Sep 16, 2022
Instrument	2022-011187
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 LITTLE COMFORT RD, SAVANNAH, GA 31411-1447

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 26, 2022
Property Address	102 RESERVE CIR, SAVANNAH, GA 31421
Document Number	0028170022
Book / Page	2817 / 22
Instrument Date	May 26, 2022
Instrument	2022-006338
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 511, SAVANNAH, GA 31402-0511

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 2, 2018
Property Address	102 RESERVE CIR, SAVANNAH, GA 31421
Document Number	0013420570
Book / Page	1342 / 570
Instrument Date	May 2, 2018
Instrument	2018-004170
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RESERVE CIR, SAVANNAH, GA 31421

Mortgage

Document Number	1342/573
Date	May 8, 2018
Book Page	1342/573
Instrument	31009900020

Lender

Name	SYNOVUS MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 102 Reserve Cir was $6,087, up 5.2% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,640 (+4.82%) Land $48,000 Building $173,640	$554,100 (+4.82%) Land $120,000 Building $434,100
2025	$6,087.00 (+5.17%)	$211,440 Land $48,000 Building $163,440	$528,600 Land $120,000 Building $408,600
2024	$5,788.00
2023		$220,160 (+28.54%) Land $48,000 Building $172,160	$550,400 (+28.54%) Land $120,000 Building $430,400
2022	$2,123.00	$171,280 Land $22,680 Building $148,600	$428,200 Land $56,700 Building $371,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 Reserve Cir in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 105 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Reserve Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Reserve Cir

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