102 Red Bud Loop, Harpers Ferry, WV 25425 Property Records

Jefferson County property record for 102 Red Bud Loop, Harpers Ferry, WV 25425

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,584 sqft · built 1971
Lot Size	0.677 acres (29,490 sqft)
Owner	Individual Name on File
Last Sale	$327,500 (Jun 2023)
Tax Bill	$2,132 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-12E-0002.0000`

Property Details

APN / Parcel Number

Primary APN	`04-12E-0002.0000`
Alternative APN	`19-04-12E-0002.0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	2,224 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Raised
Lot Area	29,490 sqft (0.677 acres)
Lot Dimensions	131 ft deep x 225 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	102 RED BUD LOOP
City	HARPERS FERRY
State	WV
Zip	25425-5923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 10 #42,43,44 BLUE RIDGE ACRES
Legal Subdivision	BLUE RIDGE ACRES SUBDIVISION
Jurisdiction	JEFFERSON WV
Township / Civil Division	HARPERS FERRY
Census Block Group	1
Census Block	1014
Census Tract	972701

Owner

102 Red Bud Loop is owned and occupied by an individual who bought it in June 2023.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	102 RED BUD LOOP, HARPERS FERRY, WV 25425-5923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Aug 6, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY HM MTG
Jul 9, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2023 · Amount on File
Deed Sale	Jun 14, 2023 · Amount on File
Prior Sale	Oct 23, 2013 · Amount on File
Deed Document Number	20236636
Deed Book / Page	1302 / 505
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jun 14, 2023
Property Address	102 RED BUD LOOP, HARPERS FERRY, WV 25425-5923
Document Number	001302/505
Book / Page	1302 / 505
Map Reference	MB 262 PG 24
Instrument Date	Jun 13, 2023
Instrument	202300006636
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,604.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RED BUD LOOP, HARPERS FERRY, WV 25425-5923

Mortgage

Document Number	202300006637
Date	Jun 14, 2023
Instrument	202300006637

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	102 RED BUD LOOP, HARPERS FERRY, WV 25425-5923
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RED BUD LOOP, HARPERS FERRY, WV 25425-5923

Mortgage

Document Number	2399/317
Date	Aug 6, 2021
Book Page	2399/317
Instrument	202100013282

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	102 RED BUD LOOP, HARPERS FERRY, WV 25425-5923
Document Number	0000009029
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 HILLTOP RD HARPERS FERRY WV 25425, HARPERS FERRY, WV 25425

Mortgage

Document Number	0000009029
Date	Jul 24, 2019
Book Page	002233/000503
Instrument	9029

Lender

Name	INTEGRITY HM MTG
Type	Mortgage Company
Address	WINCHESTER, VA 22602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jul 9, 2019
Property Address	102 RED BUD LOOP, HARPERS FERRY, WV 25425-5923
Document Number	0000008252
Book / Page	001226 / 000558
Instrument Date	Jun 28, 2019
Instrument	8252
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,023.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 HILLTOP RD HARPERS FERRY WV 25425, HARPERS FERRY, WV 25425

Tax Assessment & Valuation

The 2026 property tax bill for 102 Red Bud Loop was $2,132, up 5.3% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,132.00 (+5.28%)	$184,900 (+6.08%) Land $70,800 Building $114,100	$308,167 (+6.08%) Land $118,000 Building $190,167
2025	$2,025.00	$174,300 Land $59,400 Building $114,900	$290,500 Land $99,000 Building $191,500
2023	$1,824.00 (+14.79%)	$156,200 (+17.09%) Land $59,400 Building $96,800	$260,400 (+17.14%) Land $99,000 Building $161,400
2022	$1,589.00	$133,400 Land $48,000 Building $85,400	$222,300 Land $80,000 Building $142,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 Red Bud Loop in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1996–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Red Bud Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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