102 Rancho Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 102 Rancho Rd, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,119 sqft · built 1959
Lot Size	1.11 acres (48,787 sqft)
Owner	2 Company Names on File
Last Sale	$1,825,000 (Dec 2021)
Tax Bill	$14,513 (2025)
Deeds & Mortgages	Jan 2024 Transfer Dec 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`187-192-004-000`

Property Details

APN / Parcel Number

Primary APN	`187-192-004-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,119 sqft Living Area
1st Floor Area	2,119 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Custom Design
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	48,787 sqft
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	102 RANCHO RD
City	CARMEL VALLEY
State	CA
Zip	93924-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 224 RANCHO DEL MONTE NO 7 L 3 1.12 AC & RW
Legal Subdivision	RANCHO DEL MONTE NO 7
Legal Tract	224
Legal Lot Number	3
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	2
Census Block	2001
Census Tract	11001

Owner

102 Rancho Rd is owned by a company that acquired it in September 2024 and is owner-occupied.

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	102 RANCHO RD, CARMEL VALLEY, CA 93924-9405
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Affidavit of Death of Joint Tenant, Transfer
Dec 17, 2021	Affidavit of Death of Joint Tenant, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Dec 17, 2021	Grant Deed, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Apr 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Feb 20, 2020	Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK
Nov 17, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY
Mar 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Nov 17, 2017 · Amount on File
Deed Document Number	202184077
Last Transfer Date	Sep 16, 2024
Transfer Doc	0000037591
Record Updated	Sep 20, 2026

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTEREY CA
Recording Date	Jan 12, 2024
Property Address	102 RANCHO RD, CARMEL VALLEY, CA 93924-9405
Document Number	0000001261
Map Reference	VOL 5 PG 101
Instrument Date	Nov 28, 2023
Instrument	2024001261
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RANCHO RD, CARMEL VALLEY, CA 93924-9405

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTEREY CA
Recording Date	Dec 17, 2021
Property Address	102 RANCHO RD, CARMEL VALLEY, CA 93924-9405
Document Number	0000084076
Map Reference	VOL 5 PG 101
Instrument Date	Dec 11, 2021
Instrument	2021084076
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 180TH STREET #B # B, B, PACIFIC GROVE, CA 93950

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 17, 2021
Property Address	102 RANCHO RD, CARMEL VALLEY, CA 93924-9405
Document Number	0000084077
Map Reference	VOL 5 PG 101
Instrument Date	Dec 10, 2021
Instrument	2021084077
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	102 RANCHO RD, CARMEL VALLEY, CA 93924-9405

Mortgage

Document Number	0000084078
Date	Dec 17, 2021
Instrument	2021084078

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Apr 1, 2021
Property Address	102 RANCHO RD, CARMEL VALLEY, CA 93924-9405
Document Number	0000023872
Map Reference	VOL 5 PG 101
Instrument Date	Feb 25, 2021
Instrument	2021023872
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	102 RANCHO RD, CARMEL VALLEY, CA 93924-9405

Mortgage

Document Number	0000023873
Date	Apr 1, 2021
Instrument	2021023873

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	102 RANCHO RD, CARMEL VALLEY, CA 93924-9405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008504
Date	Feb 20, 2020
Instrument	2020008504

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 17, 2017
Property Address	102 RANCHO RD, CARMEL VALLEY, CA 93924-9405
Document Number	0000064136
Map Reference	VOL5 PG101
Instrument Date	Nov 2, 2017
Instrument	2017064136
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RANCHO RD, CARMEL VALLEY, CA 93924-9405

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 29, 2017
Property Address	102 RANCHO RD, CARMEL VALLEY, CA 93924-9405
Document Number	0000016757
Instrument Date	Mar 23, 2017
Instrument	16757
Transaction Type	Transfer
Record Updated	Apr 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Tax Assessment & Valuation

The 2025 property tax bill for 102 Rancho Rd was $14,513 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,397,054 (+2%) Land $922,056 Building $474,998
2025	$14,513.00 Homeowner's exemption	$1,369,662 Land $903,977 Building $465,685
2023	$14,119.00 (-26.74%) Homeowner's exemption	$1,316,477 Land $868,875 Building $447,602
2022	$19,272.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 102 Rancho Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Rancho Rd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: Verizon.

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