102 Ramsey Dr, Jacksonville, NC 28540 Property Records

Onslow County property record for 102 Ramsey Dr, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,075 sqft · built 1970
Lot Size	0.258 acres (11,252 sqft)
Owner	2 Individual Names on Record
Last Sale	$34,000 (May 1996)
Tax Bill	$776 (2026)
Deeds & Mortgages	Feb 2019 Mortgage Mar 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`329A-80`

Property Details

APN / Parcel Number

Primary APN	`329A-80`
Alternative APNs	`139186000` `001086`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	139186000
Street Address	102 RAMSEY DR
City	JACKSONVILLE
State	NC
Zip	28540-4043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-7
Legal Description	L2 BC SHAMROCK VILLAGE
Legal Subdivision	SHAMROCK VILLAGE INC
Legal Block	C
Legal Lot Number	2
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	3
Census Block	3003
Census Tract	1202

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 RAMSEY DR, JACKSONVILLE, NC 28540-4043
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2019	Deed of Trust, Mortgage · SBA Mortgage US BANK NA
Mar 12, 2019	Loan Modification, Mortgage · Conventional with PMI US SMALL BUSINESS ADMINISTRATI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 1996 · Amount on Record
Deed Sale	May 8, 1996 · Amount on Record
Deed Book / Page	1303 / 39
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	102 RAMSEY DR, JACKSONVILLE, NC 28540-4043
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049000456
Date	Feb 21, 2019
Book Page	4900/456

Lender

Name	US BANK NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONSLOW NC
Property Address	102 RAMSEY DR, JACKSONVILLE, NC 28540-4043
Document Number	0049140923
Instrument Date	Mar 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	100 RAMSEY DR JACKSONVILLE NC 285404043, JACKSONVILLE, NC 28540-4043

Mortgage

Document Number	0049140923
Date	Mar 22, 2019
Book Page	004914/000923

Lender

Name	US SMALL BUSINESS ADMINISTRATI
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2049

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$776.00	$176,982 (+49.26%) Land $60,000 Building $116,982	$176,982 (+49.26%) Land $60,000 Building $116,982
2023	$776.00	$118,569 Land $32,000 Building $86,569	$118,569 Land $32,000 Building $86,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURADALE S/D private · serves 2,527 people · EPA ID NC0467136
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	ONSLOW WTR AND SEWER AUTHORITY
Lead	4 ppb (2025) action level 15 ppb
Copper	2.26 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Mar 2024 Corrosion control Jul 2021
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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