102 Ramsay Rd, Locust Grove, VA 22508 Property Records

Orange County property record for 102 Ramsay Rd, Locust Grove, VA 22508

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,879 sqft · built 1980
Owner	Individual Name on Record
Last Sale	$510,000 (Aug 2020)
Tax Bill	$3,608 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-A0-00-07-0114`

Property Details

APN / Parcel Number

Primary APN	`012-A0-00-07-0114`
Alternative APN	`2593`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,879 sqft Living Area
1st Floor Area	1,325 sqft
Basement Area	663 sqft
Finished Basement	663 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Built-in
Garage Area	1 sqft
Driveway	Driveway
Driveway Area	2,000 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	228 sqft
Deck Area	98 sqft
Patio Area	228 sqft
Shed	1 Shed
Shed Area	96 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2593
Street Address	102 RAMSAY RD
City	LOCUST GROVE
State	VA
Zip	22508-5307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3 PLANNED RESIDENTIAL
Legal Description	USL 7-114
Legal Subdivision	LAKE WOODS
Legal Block	7
Legal Lot Number	114
Jurisdiction	ORANGE VA
Township / Civil Division	5
Census Block Group	3
Census Block	3009
Census Tract	110108

Owner

Source: Orange County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	102 RAMSAY RD, LOCUST GROVE, VA 22508-5307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN
Jan 30, 2024	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN
Aug 3, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	0000003854
Last Transfer Date	Jan 30, 2024
Transfer Doc	0000000475
Record Updated	Jun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE VA
Recording Date	Jan 30, 2024
Property Address	102 RAMSAY RD, LOCUST GROVE, VA 22508-5307
Document Number	0000000475
Map Reference	MB 216 PG 426
Instrument Date	Jan 19, 2024
Instrument	240000475
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RAMSAY RD, LOCUST GROVE, VA 22508-5307
Investor	Possibly a Property Investor

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE VA
Recording Date	Jan 30, 2024
Property Address	102 RAMSAY RD, LOCUST GROVE, VA 22508-5307
Document Number	0000000475
Map Reference	MB 216 PG 426
Instrument Date	Jan 19, 2024
Instrument	240000475
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RAMSAY RD, LOCUST GROVE, VA 22508-5307

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE VA
Recording Date	Aug 3, 2020
Property Address	102 RAMSAY RD, LOCUST GROVE, VA 22508-5307
Document Number	200003854
Instrument Date	Jul 30, 2020
Instrument	3854
Transaction Type	Transfer
Record Updated	Sep 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RAMSAY RD LOCUST GROVE VA 225085307, LOCUST GROVE, VA 22508-5307

Mortgage

Document Number	200003855
Date	Aug 3, 2020
Instrument	3855

Lender

Name	TRUIST BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Orange County
Unified School District	Orange County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,608.00	$471,600 (-) Land $285,000 Building $186,600	$471,600 (-) Land $285,000 Building $186,600
2023	$3,608.00	$471,600 Land $285,000 Building $186,600	$471,600 Land $285,000 Building $186,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILDERNESS serves 13,274 people · EPA ID VA6137999
Water Source	Surface water
Last State Inspection	Apr 2021
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2024 Treatment failure resolved · Apr 2018
Treatment and Procedure	Coliform assessment Jul 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
FiberLync Fiber	1,000 / 1,000

May also be available: Virginia Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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