102 Rail Ln, Cibolo, TX 78108 Property Records

Guadalupe County property record for 102 Rail Ln, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	973 sqft · built 1992
Lot Size	0.181 acres (7,902 sqft)
Owner	Individual Name on File
Last Sale	$212,800 (Sep 2022)
Tax Bill	$1,627 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G0788000001700000`

Property Details

APN / Parcel Number

Primary APN	`1G0788000001700000`
Alternative APNs	`000000020622` `000000267767` `20622`

Interior

Stories	1 Story
Building Area	973 sqft Living Area
Gross Area	1,300 sqft
1st Floor Area	973 sqft
Utility Area	128 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Roof Type	Gable
Lot Area	7,902 sqft (0.181 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	27 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	102 RAIL LN
City	CIBOLO
State	TX
Zip	78108-3152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 17 BLK: ADDN: DOBIE HEIGHTS
Legal Subdivision	DOBIE HEIGHTS
Legal Block	2
Legal Lot Number	17
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2000
Census Tract	210717

Owner

102 Rail Ln is owned and occupied by an individual who bought it in September 2022.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	223 N J ST, 201, TACOMA, WA 98403-1944
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2022 · Amount on File
Deed Sale	Sep 14, 2022 · Amount on File
Deed Document Number	202228928
Prior Transfer Date	Sep 2, 2022
Prior Transfer Doc	0000028928
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUADALUPE TX
Recording Date	Sep 14, 2022
Property Address	TX
Document Number	0099028928
Map Reference	VOL 4 PG 376&377
Instrument Date	Sep 2, 2022
Instrument	202299028928
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RAIL LN, CIBOLO, TX 78108-3152

Mortgage

Document Number	0099028929
Date	Sep 14, 2022
Instrument	202299028929

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 102 Rail Ln was $1,627 with a homeowner's exemption, down 24.1% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,997 (-0.23%) Land $48,383 Building $114,614	$162,997 (-0.23%) Land $48,383 Building $114,614
2025	$1,627.00 (-24.15%) Homeowner's exemption	$163,377 Land $45,535 Building $117,842	$163,377 Land $45,535 Building $117,842
2024	$2,145.00 (+18.38%)
2023	$1,812.00 (-26.25%) Homeowner's exemption	$182,744 Land $22,362 Building $160,382	$182,744 Land $22,362 Building $160,382
2022	$2,457.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Rail Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Rail Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Guadalupe Valley Electric Cooperative Fixed Wireless	25 / 10

May also be available: AT&T, Spectrum, Verizon.

Nearby Properties on Rail Ln

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