102 Prospect Dr, Richlands, NC 28574 Property Records

Onslow County property record for 102 Prospect Dr, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,268 sqft · built 2012
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jan 2022)
Tax Bill	$1,207 (2023)
Deeds & Mortgages	May 2023 Line of Credit Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`47F-42`

Property Details

APN / Parcel Number

Primary APN	`47F-42`
Alternative APNs	`481929000` `154587`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,268 sqft Living Area

Exterior

Year Built	Built 2012
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.369 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	481929000
Street Address	102 PROSPECT DR
City	RICHLANDS
State	NC
Zip	28574-8457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L135 S2 BRADFORD ESTATES S/F 47-40
Legal Subdivision	BRAFORD ESTATES SEC 11
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	2
Census Block	2005
Census Tract	204

Owner

Source: Onslow County records, as of October 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	102 PROSPECT DR, RICHLANDS, NC 28574-8457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST CO INC
Jan 14, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jan 9, 2019	Loan Modification, Mortgage JP MORGAN CHASE BK
Aug 22, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Jun 8, 2012 · Amount on Record
Deed Document Number	0005664228
Deed Book / Page	5664 / 228
Record Updated	Jun 7, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	102 PROSPECT DR, RICHLANDS, NC 28574-8457
Transaction Type	Mortgage
Record Updated	May 16, 2023
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PROSPECT DR, RICHLANDS, NC 28574-8457

Mortgage

Document Number	0059550293
Date	May 1, 2023
Book Page	5955/293

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 14, 2022
Property Address	102 PROSPECT DR, RICHLANDS, NC 28574-8457
Document Number	0056640228
Book / Page	5664 / 228
Instrument Date	Jan 5, 2022
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 NEWHAN LN, 105, JACKSONVILLE, NC 28546-8166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PROSPECT DR, RICHLANDS, NC 28574-8457

Mortgage

Document Number	0005664231
Date	Jan 14, 2022
Instrument	5664/231

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONSLOW NC
Property Address	102 PROSPECT DR, RICHLANDS, NC 28574-8457
Document Number	0048970726
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PROSPECT DR RICHLANDS NC 285748457, RICHLANDS, NC 28574-8457

Mortgage

Document Number	0048970726
Date	Feb 14, 2019
Book Page	004897/000726

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Amount	Amount Recorded

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 22, 2018
Property Address	102 PROSPECT DR, RICHLANDS, NC 28574-8457
Document Number	0048310399
Book / Page	004831 / 000399
Instrument Date	Jul 9, 2018
Transaction Type	Transfer
Record Updated	Oct 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PROSPECT DR RICHLANDS NC 285748457, RICHLANDS, NC 28574-8457

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,207.00	$184,333 Land $32,000 Building $152,333	$184,333 Land $32,000 Building $152,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Nearby Properties on Prospect Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures