102 Polo Dr, Salisbury, NC 28144 Property Records

Rowan County property record for 102 Polo Dr, Salisbury, NC 28144

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,627 sqft · built 1997
Lot Size0.71 acres (30,928 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Sep 2026)
Tax Bill$5,506 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Sep 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN325D411

Property Details

APN / Parcel Number

Primary APN325D411
Alternative APN
  • 6175710

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,627 sqft Living Area
1st Floor Area2,627 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Lot Area30,928 sqft (0.71 acres)
Garage Area625 sqft
PorchPorch
Porch Area448 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address102 POLO DR
CitySALISBURY
StateNC
Zip28144-8504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL168 .71AC
Legal SubdivisionCOUNTRY CLUB HILLS SECTION 7 PHASE II
JurisdictionROWAN NC
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1014
Census Tract51302

Owner

Source: Rowan County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address102 POLO DR, SALISBURY, NC 28144-8504
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2026Warranty Deed, Transfer · VA Mortgage
NAVY FEDERAL CREDIT UNION
Sep 12, 2023Warranty Deed, Transfer · Commercial Mortgage
RICKY TURNER
Jul 31, 2023Deed of Trust, Mortgage · Stand-Alone First Mortgage
A & S RENTALS INC
Apr 13, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2026 · Amount on Record
Deed SaleSep 11, 2026 · Amount on Record
Prior SaleFeb 17, 2009 · Amount on Record
Deed Book / Page1490 / 699
Prior Transfer DateApr 13, 2022
Prior Transfer Doc0013990738
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateSep 11, 2026
Property Address102 POLO DR, SALISBURY, NC 28144-8504
Document Number1490000699
Book / Page1490 / 699
Instrument DateAug 25, 2026
Transaction TypeTransfer
Record UpdatedSep 18, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$97,970.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 POLO DR, SALISBURY, NC 28144-8504

Mortgage

Document Number1490000700,
DateSep 11, 2026
Book Page1490/700
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateSep 12, 2023
Property Address102 POLO DR, SALISBURY, NC 28144-8504
Document Number0014290531
Book / Page1429 / 531
Map ReferenceMB 9995 PG 2151
Instrument DateAug 11, 2023
Transaction TypeTransfer
Record UpdatedSep 26, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9900 POPLAR TENT RD STE 115, 115, CONCORD, NC 28027-9505

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 POLO DR, SALISBURY, NC 28144-8504

Mortgage

Document Number0001429532
DateSep 12, 2023
Instrument1429/532
Lender
NameRICKY TURNER
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term11 Months
DueAug 3, 2024

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address102 POLO DR, SALISBURY, NC 28144-8504
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1131 SILVERTRACE DR, SALISBURY, NC 28144-7405

Mortgage

Document Number0014270371
DateJul 31, 2023
Book Page1427/371
Lender
NameA & S RENTALS INC
TypeNon-Lending Institution
AddressCHINA GROVE, NC 28023
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term163 Months
DueFeb 1, 2037

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROWAN NC
Recording DateApr 13, 2022
Property Address102 POLO DR, SALISBURY, NC 28144-8504
Document Number0013990738
Book / Page1399 / 738
Map ReferenceMB 9995 PG 2151
Instrument DateApr 12, 2022
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address102 POLO DR, 102, SALISBURY, NC 28144-8504

Transferred To (Grantee/Buyer)

NameVerified Name
Address3484 WATERWHEEL CIR, WINSTON SALEM, NC 27103-6477

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySalisbury City
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,506.00$460,393 (-) Land $45,000 Building $415,393$460,393 (-) Land $45,000 Building $415,393
2025$5,506.00$460,393 (-) Land $45,000 Building $415,393
2023$5,506.00 (+6.68%)$460,393 (+22.85%) Land $45,000 Building $415,393$460,393 (+22.85%) Land $45,000 Building $415,393
2022$5,161.00$374,774 Land $40,000 Building $334,774$374,774 Land $40,000 Building $334,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2008–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
2,500 / 2,500
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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