102 Plum Tree Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 102 Plum Tree Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,253 sqft · built 1974
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$94,200 (Apr 2001)
Tax Bill	$2,943 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`409324A000`

Property Details

APN / Parcel Number

Primary APN	`409324A000`
Alternative APN	`2-0108-4973-00-0310.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,253 sqft Living Area
Gross Area	2,349 sqft
1st Floor Area	1,253 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	328 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	409324A000
Street Address	102 PLUM TREE DR
City	SAINT PETERS
State	MO
Zip	63376-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AD4
Legal Description	ORCHARD HILLS #3 LOT 310
Legal Subdivision	ORCHARD HILLS #3
Legal Lot Number	310
Jurisdiction	ST CHARLES MO
Township / Civil Division	SPENCER CREEK
Census Block Group	2
Census Block	2005
Census Tract	311203

Owner

102 Plum Tree Dr is owned and occupied by an individual who bought it in April 2001.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	102 PLUM TREE DR, SAINT PETERS, MO 63376-2703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2001 · Amount on File
Deed Sale	Apr 6, 2001 · Amount on File
Prior Sale	Apr 9, 1999 · Amount on File
Deed Document Number	200125636
Deed Book / Page	2540 / 1630
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	102 PLUM TREE DR, SAINT PETERS, MO 63376-2703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071171070
Date	Aug 5, 2019
Book Page	7117/1070
Instrument	20190805000404550

Lender

Name	US BANK NA
Type	Mortgage Company
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	116 Months
Due	Apr 20, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 102 Plum Tree Dr was $2,943.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,199 (-)	$222,101 (-) Land $45,000 Building $177,101
2025	$2,943.00	$42,199	$222,101 Land $45,000 Building $177,101
2023		$37,256
2022			$196,086 Land $40,000 Building $156,086

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 Plum Tree Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1993–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 102 Plum Tree Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20