102 Plum St, Elmo, MO 64445 Property Records

Nodaway County property record for 102 Plum St, Elmo, MO 64445

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,148 sqft · built 1900
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$11,100 (Jul 2020)
Tax Bill	$482 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8-4-20-2-10-4`

Property Details

APN / Parcel Number

Primary APN	`8-4-20-2-10-4`
Alternative APN	`80-42-00-21-00-4000`

Interior

Bedrooms	2 Beds
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,148 sqft Base Area
1st Floor Area	1,148 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	102 PLUM ST
City	ELMO
State	MO
Zip	64445-8141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 25-27 BLK 4 ELMO, MO
Legal Subdivision	THE ORIGINAL TOWN OF ELMO
Legal Block	4
Legal Lot Number	25-27
Jurisdiction	NODAWAY MO
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2096
Census Tract	470100

Owner

Source: Nodaway County records, as of January 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 PLUM ST, ELMO, MO 64445-8141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Line of Credit THE NODAWAY VALLEY BANK
Jul 27, 2020	Correction Deed
Jun 3, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	20201716
Deed Book / Page	1013 / 68
Prior Transfer Date	Mar 11, 2020
Prior Transfer Doc	1009/83
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NODAWAY MO
Property Address	102 PLUM ST, ELMO, MO 64445
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	NODAWAY COUNTY ABSTRACT AND, NODAWAY COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PLUM ST, ELMO, MO 64445

Mortgage

Document Number	1016/83
Date	Sep 4, 2020
Book Page	1016/83
Instrument	2020-2181

Lender

Name	THE NODAWAY VALLEY BANK
Type	Bank
Address	MARYVILLE, MO 64468

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	NODAWAY MO
Recording Date	Jul 27, 2020
Property Address	102 PLUM ST, ELMO, MO 64445
Document Number	1013/68
Book / Page	1013 / 68
Instrument Date	Jul 27, 2020
Instrument	2020-1716
Record Updated	Oct 11, 2021

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PLUM ST, ELMO, MO 64445

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NODAWAY MO
Recording Date	Jun 3, 2020
Property Address	102 PLUM ST, ELMO, MO 64445
Document Number	1009/83
Book / Page	1009 / 83
Instrument Date	Mar 11, 2020
Instrument	2020-1208
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 64, ELMO, MO 64445-0064

Tax Assessment & Valuation

Source: Nodaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Nodaway County
County Subdivision	Lincoln Township
Municipality	Elmo City
Unified School District	West Nodaway County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$482.00 (+11.57%)	$5,620 (+6.44%) Land $170 Building $5,450	$29,580 (+6.4%) Land $910 Building $28,670
2023	$432.00	$5,280 Land $170 Building $5,110	$27,800 Land $910 Building $26,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMO PWS serves 169 people · EPA ID MO1010249
Water Source	Purchased surface water from SOUTHWEST REG WATER DISTRICT (CLARINDA)
Last State Inspection	Dec 2022
Also Mapped Here	NODAWAY COUNTY PWSD 1
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IAMO Telephone Company Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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