102 Plaster Ave, Shelby, NC 28152 Property Records

Cleveland County property record for 102 Plaster Ave, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,714 sqft · built 2024
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$2,545 (2025)
Deeds & Mortgages	Feb 2025 Foreclosure Mar 2025 Foreclosure + 5 more
Flood Zone	Zone X (minimal risk)
APN	`20587`

Property Details

APN / Parcel Number

Primary APN	`20587`
Alternative APNs	`1339006` `1328265`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,714 sqft Finished Area
Upper Floors Area	994 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	85 ft deep x 55 ft wide
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1328265
Street Address	102 PLASTER AVE
City	SHELBY
State	NC
Zip	28152-6644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	.20AC PLASTER AVE #2 PB48-56
Legal Block	5
Legal Lot Number	16
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3033
Census Tract	951200

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 PLASTER AVE, SHELBY, NC 28152-6644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2025	Public Action, Foreclosure · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 4, 2025	Public Action, Foreclosure INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO
Dec 12, 2023	Warranty Deed, Transfer
Sep 28, 2023	Warranty Deed, Transfer
Sep 13, 2023	Warranty Deed, Transfer
Jun 20, 2023	Warranty Deed, Transfer
Mar 10, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2025
Deed Sale	Mar 4, 2025
Prior Sale	Feb 21, 2025 · Amount on Record
Deed Document Number	2025200110883
Deed Book / Page	1940 / 2829
Prior Transfer Date	Mar 10, 2021
Prior Transfer Doc	0200052045
Record Updated	Sep 20, 2026

February 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CLEVELAND NC
Recording Date	Feb 21, 2025
Property Address	102 PLASTER AVE, SHELBY, NC 28152-6644
Document Number	0019400509
Book / Page	1940 / 509
Map Reference	MB 48 PG 56
Instrument Date	Feb 21, 2025
Instrument	200110494
Transaction Type	Foreclosure
Record Updated	Sep 30, 2025
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3514 SAVANNAH WAY, MONROE, NC 28110-7636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PLASTER AVE, SHELBY, NC 28152-6644

Mortgage

Document Number	0200110495
Date	Feb 21, 2025
Instrument	200110495

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

March 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CLEVELAND NC
Recording Date	Mar 4, 2025
Property Address	102 PLASTER AVE, SHELBY, NC 28152-6644
Document Number	0019402829
Book / Page	1940 / 2829
Map Reference	MB 48 PG 56
Instrument Date	Feb 21, 2025
Instrument	200110883
Transaction Type	Foreclosure
Record Updated	Sep 30, 2025
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3514 SAVANNAH WAY, MONROE, NC 28110-7636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PLASTER AVE, SHELBY, NC 28152-6644

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 12, 2023
Property Address	102 PLASTER AVE, SHELBY, NC 28152-6644
Document Number	0019112207
Book / Page	1911 / 2207
Map Reference	MB 48 PG 56
Instrument Date	Nov 11, 2023
Instrument	200095070
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8505 PARK RD133, CHARLOTTE, NC 28210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3514 SAVANNAH WAY, MONROE, NC 28110-7636
Investor	Possibly a Property Investor

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 28, 2023
Property Address	102 PLASTER AVE, SHELBY, NC 28152-6644
Document Number	0019071086
Book / Page	1907 / 1086
Instrument Date	Jul 21, 2023
Instrument	200092495
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	915 W MARION ST, SHELBY, NC 28150-5045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 COUNTRY CREEK DR, KINGS MOUNTAIN, NC 28086-8982
Investor	Possibly a Property Investor

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 13, 2023
Property Address	102 PLASTER AVE, SHELBY, NC 28152-6644
Document Number	0019061084
Book / Page	1906 / 1084
Instrument Date	Jul 21, 2023
Instrument	200091925
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$64.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	915 W MARION ST, SHELBY, NC 28150-5045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 COUNTRY CREEK DR, KINGS MOUNTAIN, NC 28086-8982
Investor	Possibly a Property Investor

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 20, 2023
Property Address	102 PLASTER AVE, SHELBY, NC 28152-6644
Document Number	0019002331
Book / Page	1900 / 2331
Map Reference	MB 16X PG 484
Instrument Date	Jun 14, 2023
Instrument	200088622
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$103.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 W MARION ST, SHELBY, NC 28150-5381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 COUNTRY CREEK DR, KINGS MOUNTAIN, NC 28086-8982
Investor	Possibly a Property Investor

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Mar 10, 2021
Property Address	104 PLASTER AVE, SHELBY, NC 28152-6644
Document Number	0018351008
Book / Page	1835 / 1008
Map Reference	MB 16X PG 484
Instrument Date	Mar 9, 2021
Instrument	200052045
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	218 FAIRWAY DR, SHELBY, NC 28150-4821

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,871 (-) Land $18,808 Building $237,063	$255,871 (-) Land $18,808 Building $237,063
2025	$2,545.00	$255,871 (+4,330.67%) Land $18,808 Building $237,063	$255,871 (+4,330.67%) Land $18,808 Building $237,063
2023		$5,775 (-) Land $5,775	$5,775 (-) Land $5,775
2022		$5,775 Land $5,775	$5,775 Land $5,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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