Clay County property record for 102 Owens Ave, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,002 sqft · built 1968 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,848 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 05-613-00-05-011.00 |
| Primary APN | 05-613-00-05-011.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,002 sqft Living Area |
| Gross Area | 2,070 sqft |
| 1st Floor Area | 1,002 sqft |
| Basement Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 178 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Wood Porch |
| Deck Area | 204 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 102 OWENS AVE |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODLAND HEIGHTS LT 19 BLK 3 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 23 |
| Legal Subdivision | WOODLAND HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 22000 |
102 Owens Ave is owned and occupied by an individual.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 OWENS AVE, SMITHVILLE, MO 64089-8618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 102 Owens Ave was $1,848.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,848.00 | $25,970 | $136,684 |
| 2023 | $1,615.00 | $23,390 | $123,105 |
| 2019 | $1,351.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Owens Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Owens Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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