102 Overlook Trl, Clemmons, NC 27012 Property Records

Davidson County property record for 102 Overlook Trl, Clemmons, NC 27012

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,235 sqft · built 2018
Lot Size0.08 acres (3,501 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Nov 2021)
Tax Bill$1,656 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Nov 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-008-C-000-0138

Property Details

APN / Parcel Number

Primary APN03-008-C-000-0138
Alternative APN
  • 9258140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,235 sqft Total Area
1st Floor Area1,873 sqft
Upper Floors Area524 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialWood Shingle
Lot Area3,501 sqft (0.08 acres)
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area228 sqft
Patio Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number9258140
Street Address102 OVERLOOK TRL
CityCLEMMONS
StateNC
Zip27012-7540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH
Legal DescriptionPB72-58 L138 BK2517-1780 MDWFLD VIEW
Legal SubdivisionMEADOWFIELD VIEW
JurisdictionDAVIDSON NC
Township / Civil DivisionARCADIA
Census Block Group1
Census Block1008
Census Tract60302

Owner

102 Overlook Trl is owned and occupied by two individuals who bought it in November 2021.

Source: Davidson County records, as of October 16, 2026

Owner of Record2 Individual Names on File
Mailing Address102 OVERLOOK TRL, CLEMMONS, NC 27012-7540
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2026Deed of Trust, Mortgage · Line of Credit
FINANCIAL FEDERAL CREDIT INC
Nov 30, 2021Warranty Deed, Transfer · Conventional Mortgage
CERTAINTY HOME LOANS LLC
Oct 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Feb 27, 2019Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2021 · Amount on File
Deed SaleNov 30, 2021 · Amount on File
Prior SaleFeb 27, 2019 · Amount on File
Deed Document Number202130447
Deed Book / Page2517 / 1780
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIDSON NC
Recording DateSep 9, 2026
Property Address102 OVERLOOK TRL, CLEMMONS, NC 27012-7540
Document Number0000017707
Book / Page2776 / 1691
Instrument DateAug 27, 2026
Instrument202617707
Transaction TypeMortgage
Record UpdatedSep 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 OVERLOOK TRL, CLEMMONS, NC 27012-7540

Mortgage

Document Number0000017707,
DateSep 9, 2026
Book Page2776/1691
Instrument202617707
Lender
NameFINANCIAL FEDERAL CREDIT INC
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAVIDSON NC
Recording DateNov 30, 2021
Property Address102 OVERLOOK TRL, CLEMMONS, NC 27012-7540
Document Number0025171780
Book / Page2517 / 1780
Map ReferenceMB 72 PG 58
Instrument DateNov 30, 2021
Instrument2021000030447
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address112 SCHOONER DR, 112, HOLDEN BEACH, NC 28462

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 OVERLOOK TRL, CLEMMONS, NC 27012-7540

Mortgage

Document Number2021000030448
DateNov 30, 2021
Instrument2021000030448
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIDSON NC
Property Address102 OVERLOOK TRL, CLEMMONS, NC 27012-7540
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024342477
DateOct 14, 2020
Book Page2434/2477
Instrument2020000022454
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAVIDSON NC
Recording DateFeb 27, 2019
Property Address102 OVERLOOK TRL, CLEMMONS, NC 27012-7540
Document Number0023480480
Book / Page2348 / 0480
Map ReferenceMB 72 PG 58
Instrument DateFeb 8, 2019
Instrument2019000003731
Transaction TypeTransfer
Record UpdatedAug 2, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$514.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11 BROOKSTOWN AVE, 11, WINSTON SALEM, NC 27101-5206

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 OVERLOOK TRAIL, CLEMMONS, NC 27012-7540

Mortgage

Document Number2019000003732
DateFeb 27, 2019
Instrument2019000003732
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 102 Overlook Trl was $1,656.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDavidson County
Unified School DistrictDavidson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$262,820 (-)$262,820 (-) Land $43,000 Building $219,820
2025$1,656.00$262,820$262,820 Land $43,000 Building $219,820
2023$1,682.00$262,820$262,820 Land $43,000 Building $219,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Overlook Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims5 (2017–2024)
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Tropical Storm Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Overlook Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
DSL
100 / 20

Nearby Properties on Overlook Trl

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