Madison County property record for 102 Otis St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,050 sqft |
| Owner | Trust Name on File |
| Last Sale | $33,750 (Nov 1989) |
| Tax Bill | $980 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 073C-0000-0176 |
| Primary APN | 073C-0000-0176 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,050 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|
| Account Number | 54401 |
|---|---|
| Street Address | 102 OTIS ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSELAWN LOT 8 SEC 3 BLK I |
| Legal Subdivision | ROSELAWN |
| Legal Block | I |
| Legal Lot Number | 8 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 11202 |
102 Otis St is owner-occupied and held in a trust since November 1989.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 668 RICHMOND RD N, BEREA, KY 40403-1057 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 1989 · Amount on File |
| Deed Sale | Nov 30, 1989 · Amount on File |
| Deed Document Number | 0000404191 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 102 Otis St was $980 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $980.00 Additional exemption filed | $104,000 | $104,000 |
| 2023 | $960.00 | $99,000 | $99,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Otis St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Otis St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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