102 Opal Ct, Beaufort, NC 28516 Property Records

Carteret County property record for 102 Opal Ct, Beaufort, NC 28516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 1993
Lot Size	0.693 acres (30,187 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Sep 2000)
Tax Bill	$1,486 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7317.01.05.1790000`

Property Details

APN / Parcel Number

Primary APN	`7317.01.05.1790000`
Alternative APNs	`220664` `35196`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,100 sqft Heated Area
Gross Area	2,002 sqft
1st Floor Area	20 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,187 sqft (0.693 acres)
Lot Dimensions	301 ft deep x 101 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	48 sqft
Patio Area	104 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	35196
Street Address	102 OPAL CT
City	BEAUFORT
State	NC
Zip	28516-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15M
Legal Description	L45 S3 TIFFANY WOODS
Legal Subdivision	TIFFANY WOODS
Legal Block	05
Legal Lot Number	45
Jurisdiction	CARTERET NC
Township / Civil Division	BEAUFORT
Census Block Group	3
Census Block	3028
Census Tract	970301

Owner

102 Opal Ct is owned and occupied by two individuals who bought it in September 2000.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 OPAL CT, BEAUFORT, NC 28516-9428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit DOGWOOD STATE BANK
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2000 · Amount on File
Deed Sale	Sep 15, 2000 · Amount on File
Prior Sale	Feb 10, 1993 · Amount on File
Deed Book / Page	890 / 614
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	102 OPAL CT, BEAUFORT, NC 28516-9428
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 OPAL CT, BEAUFORT, NC 28516-9428

Mortgage

Document Number	0018120090
Date	Oct 23, 2023
Book Page	1812/90
Instrument	1812090

Lender

Name	DOGWOOD STATE BANK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	102 OPAL CT, BEAUFORT, NC 28516-9428
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017480200
Date	Dec 1, 2021
Book Page	1748/200
Instrument	1748200

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 102 Opal Ct was $1,486.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,835 (-) Land $78,553 Building $318,282	$396,835 (-) Land $78,553 Building $318,282
2025	$1,486.00	$396,835 Land $78,553 Building $318,282	$396,835 Land $78,553 Building $318,282
2023		$235,726 Land $57,974 Building $177,752	$235,726 Land $57,974 Building $177,752
2022	$1,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Opal Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 272 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	272 in force
Nearby Flood Claims	362 (1983–2026)
Claims Outside the SFHA	30 of 362
Most Recent Claim	Jul 2026 · tidal / storm surge
Claims by Event	Hurricane Florence, Sep 2018 · 123 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 77 claims Hurricane Fran, Sep 1996 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Opal Ct is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH RIVER/MILL CREEK WATER SERVICE DIS private · serves 4,417 people · EPA ID NC0416197
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb
Copper	1.48 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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