Madison County property record for 102 Norton Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,555 sqft |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Sep 1994) |
| Tax Bill | $1,451 (2025) |
| Deeds & Mortgages | Oct 2017 Second Mortgage Oct 2019 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053B-0000-0008 |
| Primary APN | 053B-0000-0008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,555 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Detached |
| Garage Area | 1,439 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 75865 |
|---|---|
| Street Address | 102 NORTON DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEXINGTON HEIGHTS LOT 8 & 9 |
| Legal Subdivision | LEXINGTON HEIGHTS |
| Legal Lot Number | 8,9 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10104 |
102 Norton Dr is owned and occupied by an individual who bought it in September 1994.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 NORTON DR, RICHMOND, KY 40475-9120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMONWEALTH BANK |
| Oct 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMONWEALTH CREDIT UNION |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CREDIT UNION |
| Apr 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CU INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 1994 · Amount on File |
| Deed Sale | Sep 5, 1994 · Amount on File |
| Deed Document Number | 0000444168 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 102 NORTON DR, RICHMOND, KY 40475-9120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01771/479 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | M01771/479 |
| Instrument | 2013966839 |
| Name | COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40602 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 102 NORTON DR, RICHMOND, KY 40475-9120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01896/053 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | M01896/053 |
| Instrument | 2014001030 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Nov 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 102 NORTON DR, RICHMOND, KY 40475-9120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01976/670 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | M01976/670 |
| Instrument | 2014020039 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 102 NORTON DR, RICHMOND, KY 40475-9120 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2019 |
| Name | Verified Name |
|---|
| Document Number | M01856/221 |
|---|---|
| Date | Apr 8, 2019 |
| Book Page | M01856/221 |
| Instrument | 2013990685 |
| Name | COMMONWEALTH CU INC |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2034 |
The 2025 property tax bill for 102 Norton Dr was $1,451 with a homeowner's exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,451.00 Homeowner's exemption | $203,000 | $203,000 |
| 2023 | $1,519.00 Homeowner's exemption | $203,000 | $203,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Norton Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2014–2023) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Norton Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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