Worcester County and Holden Town property record for 102 North St, Jefferson, MA 01522
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,256 sqft · built 2001 |
| Lot Size | 0.92 acres (40,058 sqft) |
| Owner | Individual Name on File |
| Last Sale | $620,000 (May 2023) |
| Tax Bill | $8,104 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLD M:43 B:10 |
| Primary APN | HOLD M:43 B:10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,256 sqft Living Area |
| Gross Area | 3,412 sqft |
| 1st Floor Area | 1,136 sqft |
| Basement Area | 504 sqft |
| Unfinished Basement | 504 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,058 sqft (0.92 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 250 |
|---|---|
| Street Address | 102 NORTH ST |
| City | JEFFERSON |
| State | MA |
| Zip | 01522-1510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Block | 10 |
| Jurisdiction | HOLDEN MA |
| Township / Civil Division | HOLDEN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 728400 |
102 North St is owned and occupied by an individual who bought it in May 2023.
Source: Worcester County and Holden Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 NORTH ST, JEFFERSON, MA 01522-1510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 10, 2020 | Deed of Trust, Mortgage · Balloon Mortgage DIGITAL FCU |
| Jun 14, 2017 | Quit Claim Deed, Transfer WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2023 · Amount on File |
| Deed Sale | May 5, 2023 · Amount on File |
| Prior Sale | Jun 14, 2017 · Amount on File |
| Deed Book / Page | 69098 / 30 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLDEN MA |
| Recording Date | May 5, 2023 |
| Property Address | 102 NORTH ST, JEFFERSON, MA 01522-1510 |
| Document Number | 0069098-30 |
| Book / Page | 69098 / 30 |
| Instrument Date | May 5, 2023 |
| Instrument | 34506 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 102 NORTH ST, HOLDEN, MA 01520 |
| Document Number | 0000034507 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 34507 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 102 NORTH ST, JEFFERSON, MA 01522-1510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62772-318 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 62772/318 |
| Instrument | 74343 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Aug 1, 2060 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLDEN MA |
| Recording Date | Jun 14, 2017 |
| Property Address | 102 NORTH ST, JEFFERSON, MA 01522-1510 |
| Document Number | 57258-71 |
| Book / Page | 57258 / 71 |
| Instrument | 61186 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59.88 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 NORTH ST, JEFFERSON, MA 01522-1510 |
| Document Number | 572580073 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 57258/0073 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 14, 2047 |
The 2026 property tax bill for 102 North St was $8,104, up 2.5% from the year before.
Source: Worcester County and Holden Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Holden Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,104.00 (+2.5%) | $601,200 (+5.4%) Land $175,100 Building $426,100 | $690,274 (+9.15%) |
| 2025 | $7,906.00 (+5.4%) | $570,400 (+7.6%) Land $166,600 Building $403,800 | $632,415 |
| 2024 | $7,501.00 (+4.6%) | $530,100 (+10.81%) Land $161,800 Building $368,300 | |
| 2023 | $7,171.00 | $478,400 Land $140,600 Building $337,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 North St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1984) |
| Most Recent Claim | Apr 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 North St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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