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102 N River Rd, Algonquin, IL 60102 Property Records

McHenry County property record for 102 N River Rd, Algonquin, IL 60102 · Last verified May 2024

Property Highlights

Property TypeCommercial > Retail
Bedrooms3 Beds
Bathrooms3 Baths
Architecture StyleCape Cod
Year BuiltBuilt 1912
Square Footage2,018 sqft
Lot Size23,876 sqft (0.548 acres)
Last Sale$2,500,000 (2017)

Property Details

APN / Parcel Number

Primary APN19-34-130-002

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,018 sqft
Gross Area2,540 sqft Gross Area
1st Floor1,044 sqft 1st Floor
2nd Floor452 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1912
Architectural StyleCape Cod Style
Exterior MaterialFrame Siding Exterior
Lot Area23,876 sqft (0.548 acres)
Lot Width206 ft Width

Utilities and HVAC

Heating SystemForced Air Heating

Location & Zoning

Street Address102 N RIVER RD
CityALGONQUIN
StateIL
Zip60102-2423
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionDOC 2017R0020745 LTS 1, 2 & 3 BLK 1 HUBBARDS 1ST ADDN
Legal Range08E
Legal Township43N
Legal Section34
Legal SubdivisionHUBBARDS 1ST ADD
Legal Block1
Legal Lot Number1-3 2
JurisdictionMCHENRY IL
Minor Civil DivisionALGONQUIN
Census Blockgroup4
Census Block4024
Census Tract871600

Owner

Source: McHenry County records · APN 19-34-130-002

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address102 N RIVER RD, ALGONQUIN, IL 60102-2423
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2026Deed of Trust, Mortgage · Small Business Association Mortgage
VELOCITYSBA LLC
Feb 10, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
LAURA KIM ZACK
Oct 01, 2021Deed of Trust, Mortgage · Commercial Mortgage
CRYSTAL LAKE BANK & TRUST COMPANY NA
Oct 01, 2021Deed of Trust, Mortgage · Commercial Mortgage
CRYSTAL LAKE BANK & TRUST COMPANY NA
Jun 09, 2017Warranty Deed, Transfer · Commercial Mortgage
GOLDEN EAGLE COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 09, 2017 · Amount on Record
Deed SaleJun 09, 2017 · Amount on Record
Prior SaleDec 23, 2010
Deed Doc NumberQUIT CLAIM DEED
Record RefreshedJun 07, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address102 N RIVER RD, ALGONQUIN, IL 60102-2423
Transaction TypeMortgage
Record UpdatedFeb 20, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000003751
DateFeb 10, 2026
Instrument2026R0003751
Lender
NameVELOCITYSBA LLC
TypeNon-Lending Institution
AddressPASADENA, CA 91106
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded
Term300 Months
DueFeb 01, 2051
Interest
Rate TypeAdjustable Rate
Rate6.75%

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address102 N RIVER RD, ALGONQUIN, IL 60102-2423
Transaction TypeMortgage
Record UpdatedFeb 20, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000003755
DateFeb 10, 2026
Instrument2026R0003755
Lender
NameLAURA KIM ZACK
TypePrivate Party
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address102 N RIVER RD, ALGONQUIN, IL 60102-2423
Transaction TypeMortgage
Record UpdatedOct 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053692
DateOct 01, 2021
Instrument2021R0053692
Lender
NameCRYSTAL LAKE BANK & TRUST COMPANY NA
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address102 N RIVER RD, ALGONQUIN, IL 60102-2423
Transaction TypeMortgage
Record UpdatedOct 12, 2021
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053694
DateOct 01, 2021
Instrument2021R0053694
Lender
NameCRYSTAL LAKE BANK & TRUST COMPANY NA
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJun 09, 2017
Property Address102 N RIVER RD, ALGONQUIN, IL 60102-2423
Document Number0000020745
Map ReferenceMB B PG183
Instrument DateJun 01, 2017
Instrument2017R0020745
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyNLT TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,750.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address811 N HARRISON ST, ALGONQUIN, IL 60102-2309

Mortgage

Document Number0000020747
DateJun 09, 2017
Instrument2017R0020747
Lender
NameGOLDEN EAGLE COMMUNITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Mortgage

Document Number0000020746
DateJun 09, 2017
Instrument2017R0020746
Lender
NameGOLDEN EAGLE COMMUNITY BANK
TypeBank
AddressWOODSTOCK, IL 60098
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2022$132,332 Land $125,339 Building $6,993$396,996 Land $376,017 Building $20,979

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