102 N Juniper St, Cortland, IL 60112 Property Records

DeKalb County property record for 102 N Juniper St, Cortland, IL 60112

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 952 sqft · built 1994
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$194,500 (Jul 2008)
Tax Bill$4,838 (2024)
Deeds & MortgagesMay 2021 Line of Credit
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-20-357-012

Property Details

APN / Parcel Number

Primary APN09-20-357-012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area952 sqft Building Perimeter
1st Floor Area952 sqft
Basement Area520 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleSplit Level
Construction TypeFrame
Foundation TypeRetaining Wall
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions130 ft deep x 85 ft wide
Garage TypeAttached
Garage Area480 sqft
PorchSlab
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Account Number0920357012
Street Address102 N JUNIPER ST
CityCORTLAND
StateIL
Zip60112-4031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 221 - WOODLAND ACRES - UNIT 6
Legal SubdivisionWOODLAND ACRES
Legal Lot Number221
Legal Unit6
JurisdictionDE KALB IL
Township / Civil DivisionCORTLAND
Census Block Group1
Census Block1017
Census Tract1600

Owner

102 N Juniper St is owned and occupied by two individuals who bought it in July 2008.

Source: DeKalb County records, as of April 28, 2026

Owner of Record2 Individual Names on File
Mailing Address102 N JUNIPER ST, CORTLAND, IL 60112-4031
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Mar 21, 2020Deed of Trust, Mortgage · Conventional with PMI
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2008 · Amount on File
Deed SaleJul 31, 2008 · Amount on File
Deed Document Number200811203
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address102 N JUNIPER ST, CORTLAND, IL 60112-4031
Transaction TypeMortgage
Record UpdatedMay 31, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 N JUNIPER ST, CORTLAND, IL 60112-4031

Mortgage

Document Number0000006455
DateMay 18, 2021
Instrument2021006455
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueMay 1, 2036

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address102 N JUNIPER ST, CORTLAND, IL 60112-4031
Document Number0000003510
Instrument DateMar 21, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanySOLIDIFI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 N JUNIPER ST CORTLAND IL 601124031, CORTLAND, IL 60112-4031

Mortgage

Document Number0000003510
DateApr 23, 2020
Instrument3510
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueApr 22, 2035
Interest
Rate4.49%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionCortland Township
MunicipalityCortland Town
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$69,137 Land $17,022 Building $52,115$207,411 Land $51,066 Building $156,345
2024$4,838.00
2023$60,807 Land $14,971 Building $45,836$182,421 Land $44,913 Building $137,508

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 N Juniper St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1985–2007)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 N Juniper St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND
serves 4,398 people · EPA ID IL0370051
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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