102 N East St, Gardner, IL 60424 Property Records

Grundy County property record for 102 N East St, Gardner, IL 60424

Property Summary

Property Type	Single Family Home
Details	2,016 sqft · built 1993
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$6,313 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-04-459-005`

Property Details

APN / Parcel Number

Primary APN	`12-04-459-005`

Interior

Building Area	2,016 sqft Total Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	102 N EAST ST
City	GARDNER
State	IL
Zip	60424-7089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOUDREAUS ADD LOT B SEC 4-31-8
Legal Range	08W
Legal Township	31N
Legal Section	04
Legal Subdivision	BOUDREAUS ADDITION
Legal Lot Number	B
Jurisdiction	GRUNDY IL
Township / Civil Division	GARFIELD
Census Block Group	4
Census Block	4006
Census Tract	900

Owner

102 N East St is owned and occupied by an individual who acquired it in January 2017.

Source: Grundy County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	102 N EAST ST, GARDNER, IL 60424-7089
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2017
Deed Sale	Jan 27, 2017
Deed Document Number	2017567724
Prior Transfer Date	Apr 20, 2015
Prior Transfer Doc	0000553659
Record Updated	Sep 20, 2026

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRUNDY IL
Recording Date	Jan 27, 2017
Property Address	102 N EAST ST, GARDNER, IL 60424-7089
Document Number	0000567724
Instrument Date	Jan 25, 2017
Instrument	567724
Transaction Type	Transfer
Record Updated	Apr 4, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 AQUEDUCT DR DIAMOND IL 604169725, DIAMOND, IL 60416-9725

Mortgage

Document Number	567725
Date	Jan 27, 2017
Instrument	567725

Lender

Name	CENTRUEBANK
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2047

Interest

Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 102 N East St was $6,313 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Garfield Township
Municipality	Gardner Village
Elementary School District	Gardner Community Consolidated School District 72C (KG - 08)
Secondary School District	Gardner-South Wilmington Township High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,313.00	$77,032 Land $13,534 Building $63,498	$231,096 Land $40,602 Building $190,494
2022	$4,353.00 Homeowner's exemption	$59,110 Land $10,385 Building $48,725	$177,330 Land $31,155 Building $146,175

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 N East St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1982–2015)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 N East St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER serves 1,361 people · EPA ID IL0630400
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kraus Electronic Systems Cable	2,500 / 50

May also be available: Verizon, Watch TV.

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