102 N 7th St, Banning, CA 92220 Property Records

Riverside County property record for 102 N 7th St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 937 sqft · built 1920
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Jun 2008)
Tax Bill	$3,216 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540-170-017`

Property Details

APN / Parcel Number

Primary APN	`540-170-017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	937 sqft Living Area
1st Floor Area	937 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Wood
Roof Material	Gravel
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	102 N 7TH ST
City	BANNING
State	CA
Zip	92220-4727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	POR BLKS 245 & 252 MB 009/044 SB AMENDED MAP OF THE BANNING LAND CO
Legal Subdivision	AMENDED MAP OF THE BANNING LAND CO
Legal Block	245,2
Legal Lot Number	245
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	2
Census Block	2010
Census Tract	44101

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 N 7TH ST, BANNING, CA 92220-4727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 15, 2021	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2008 · Amount on Record
Deed Sale	Jun 3, 2008 · Amount on Record
Deed Document Number	2008299641
Prior Transfer Date	Apr 23, 2008
Prior Transfer Doc	0000299642
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	102 N 7TH ST, BANNING, CA 92220-4727
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 N 7TH ST, BANNING, CA 92220-4727

Mortgage

Document Number	0000393738
Date	Dec 19, 2025
Instrument	2025-0393738

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	102 N 7TH ST, BANNING, CA 92220-4727
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 N 7TH ST, BANNING, CA 92220-4727

Mortgage

Document Number	0000549662
Date	Sep 15, 2021
Instrument	2021-0549662

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2031

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	102 N 7TH ST, BANNING, CA 92220-4727
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 N 7TH ST, BANNING, CA 92220-4727

Mortgage

Document Number	0000390612
Date	Jun 29, 2021
Instrument	2021-0390612

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,136 (+2%) Land $133,966 Building $107,170
2025	$3,216.00 (+2.26%) Homeowner's exemption	$236,409 (+4.04%) Land $131,340 Building $105,069
2023	$3,145.00 (+2.18%) Homeowner's exemption	$227,231 Land $126,241 Building $100,990
2022	$3,078.00
2021			$259,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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