102 Mossridge Ct, Flat Rock, NC 28731 Property Records

Henderson County property record for 102 Mossridge Ct, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,459 sqft · built 2005
Lot Size1.29 acres (56,192 sqft)
Owner2 Individual Names on File
Last Sale$530,000 (Dec 2018)
Tax Bill$3,753 (2025)
Deeds & MortgagesMar 2019 Line of Credit
Dec 2018 Sale
Flood ZoneZone X (minimal risk)
APN9566905287

Property Details

APN / Parcel Number

Primary APN9566905287
Alternative APNs
  • 00956690528755
  • 9969640

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area3,459 sqft Heated Area
1st Floor Area2,060 sqft
AtticAttic
Attic Area298 sqft
Basement Area1,854 sqft
Finished Basement1,112 sqft
Unfinished Basement742 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialWood Siding
Foundation TypeBlock
Lot Area56,192 sqft (1.29 acres)
Garage Area596 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area552 sqft
Deck Area180 sqft
Balcony Area159 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9969640
Street Address102 MOSSRIDGE CT
CityFLAT ROCK
StateNC
Zip28731-8001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9969640~R2
Legal DescriptionKENMURE LO225 PH5 PL2001-3934
Legal SubdivisionKENMURE (2271)
Legal Phase5
Legal Block90
Legal Lot Number5287
JurisdictionHENDERSON NC
Township / Civil DivisionGREEN RIVER
Census Block Group2
Census Block2015
Census Tract932000

Owner

102 Mossridge Ct is owned and occupied by two individuals who bought it in December 2018.

Source: Henderson County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address102 MOSSRIDGE CT, FLAT ROCK, NC 28731-8001
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Dec 13, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2018 · Amount on File
Deed SaleDec 13, 2018 · Amount on File
Prior SaleJul 21, 2010 · Amount on File
Deed Book / Page3279 / 662
Prior Transfer DateNov 15, 2006
Prior Transfer Doc0013030031
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address102 MOSSRIDGE CT, FLAT ROCK, NC 28731-8001
Document Number0033130366
Instrument DateMar 14, 2019
Transaction TypeMortgage
Record UpdatedApr 10, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 MOSSRIDGE CT FLAT ROCK NC 287318001, FLAT ROCK, NC 28731-8001

Mortgage

Document Number0033130366
DateMar 25, 2019
Book Page003313/000366
Instrument900466
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 24, 2049
Interest
Rate TypeAdjustable Rate

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateDec 13, 2018
Property Address102 MOSSRIDGE CT, FLAT ROCK, NC 28731-8001
Document Number0032790662
Book / Page003279 / 000662
Instrument DateDec 12, 2018
Instrument895457
Transaction TypeTransfer
Record UpdatedJan 3, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,060.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address102 MOSSRIDGE CT FLAT ROCK NC 287318001, FLAT ROCK, NC 28731-8001

Tax Assessment & Valuation

The 2025 property tax bill for 102 Mossridge Ct was $3,753.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$706,800 (-) Land $93,500 Building $613,300
2025$3,753.00$706,800 Land $93,500 Building $613,300
2023$706,800 Land $93,500 Building $613,300$706,800 Land $93,500 Building $613,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Mossridge Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims6 (2013–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Mossridge Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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