Oconee County property record for 102 Morgan Ln, Seneca, SC 29678
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,573 sqft · built 1973 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $161,000 (Apr 2021) |
| Tax Bill | $475 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Aug 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 225-04-02-003 |
| Primary APN | 225-04-02-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,573 sqft Living Area |
| 1st Floor Area | 1,573 sqft |
| Basement Area | 1,485 sqft |
| Finished Basement | 1 sqft |
| Unfinished Basement | 1,485 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 29672 |
|---|---|
| Street Address | 102 MORGAN LN |
| City | SENECA |
| State | SC |
| Zip | 29678-3026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 BISHOP HEIGHTS |
| Legal Subdivision | BISHOP HEIGHTS SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 30702 |
102 Morgan Ln is owned and occupied by two individuals who bought it in April 2021.
Source: Oconee County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 MORGAN LN, SENECA, SC 29678-3026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC |
| Aug 9, 2019 | Quit Claim Deed, Mortgage · Line of Credit FIRST CITIZENS BK & TR CO |
| May 16, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| May 18, 2018 | Grant Deed, Transfer · Line of Credit FIRST CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2021 · Amount on File |
| Deed Sale | Apr 9, 2021 · Amount on File |
| Prior Sale | May 18, 2018 · Amount on File |
| Deed Document Number | 202116522 |
| Deed Book / Page | 2674 / 256 |
| Prior Transfer Date | Aug 8, 2019 |
| Prior Transfer Doc | 0024920057 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Apr 9, 2021 |
| Property Address | 102 MORGAN LN, SENECA, SC 29678-3026 |
| Document Number | 0000016522 |
| Book / Page | 2674 / 256 |
| Map Reference | MB P30 PG 455 |
| Instrument Date | Apr 8, 2021 |
| Instrument | 16522 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $595.70 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 102 MORGAN LN, SENECA, SC 29678-3026 |
| Document Number | 0000016524 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 4132/143 |
| Instrument | 16524 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TEMPE, AZ 85281 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Aug 9, 2019 |
| Property Address | 102 MORGAN LN, SENECA, SC 29678-3026 |
| Document Number | 0024920057 |
| Book / Page | 002492 / 000057 |
| Instrument Date | Aug 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 198 HEATHER DR CENTRAL SC 296309308, CENTRAL, SC 29630-9308 |
| Document Number | 38580319 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 003858/000319 |
| Name | FIRST CITIZENS BK & TR CO |
|---|---|
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Aug 8, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 102 MORGAN LN, SENECA, SC 29678-3026 |
| Document Number | 0037240001 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 105 RIDGESTONE DR CENTRAL SC 296303603, CENTRAL, SC 29630-3603 |
| Document Number | 0037240001 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 003724/000001 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Sep 12, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | May 18, 2018 |
| Property Address | 102 MORGAN LN, SENECA, SC 29678-3026 |
| Document Number | 0023630034 |
| Book / Page | 002363 / 000034 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 RIDGESTONE DR CENTRAL SC 296303603, CENTRAL, SC 29630-3603 |
| Document Number | 37240001 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 003724/000001 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | May 17, 2020 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 102 Morgan Ln was $475.
Source: Oconee County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $475.00 | $4,528 Land $469 Building $4,059 | $113,209 Land $11,730 Building $101,479 |
| 2023 | $4,662 Land $633 Building $4,029 | $116,560 Land $15,830 Building $100,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 102 Morgan Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 102 Morgan Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SENECA serves 39,772 people · EPA ID SC3710002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Vyve Broadband Cable | 1,000 / 100 |
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