102 Mill St, Lone Oak, TX 75453 Property Records

Hunt County property record for 102 Mill St, Lone Oak, TX 75453

Property Summary

Property Type	Single Family Home
Details	1,138 sqft · built 2020
Lot Size	0.237 acres (10,324 sqft)
Owner	Individual Name on Record
Last Sale	$216,900 (Jul 2021)
Tax Bill	$2,958 (2024)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4395-1050-0100-51`

Property Details

APN / Parcel Number

Primary APN	`4395-1050-0100-51`
Alternative APNs	`R73926` `73926`

Interior

Stories	1 Story
Building Area	1,138 sqft Living Area
1st Floor Area	1,138 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	10,324 sqft (0.237 acres)
Lot Dimensions	145 ft deep x 71 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area
Patio Area	120 sqft

Location & Zoning

Street Address	102 MILL ST
City	LONE OAK
State	TX
Zip	75453-4088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4395 ORIG TOWN OF LONE OAK BLK 105 LOT 10 ACRES .237
Legal Subdivision	ORIG TOWN OF LONE OAK
Legal Block	105
Legal Lot Number	10
Jurisdiction	HUNT TX
Township / Civil Division	LONE OAK
Census Block Group	2
Census Block	2091
Census Tract	960700

Owner

Source: Hunt County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 MILL ST, LONE OAK, TX 75453-4088
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
Nov 17, 2023	Intrafamily Transfer, Transfer
Dec 1, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 15, 2021	Vendor's Lien, Transfer · FHA Mortgage GUARANTEED RATE INC
Sep 16, 2020	Deed of Trust, Construction Loan · Construction Mortgage INDEPENDENT BK
Jul 10, 2020	Warranty Deed, Transfer KINCY ABSTRACT AND SABINE TITLE, KINCY ABSTRACT & SABINE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Jul 10, 2020
Deed Document Number	202115319
Last Transfer Date	Nov 17, 2023
Transfer Doc	0000022444
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	102 MILL ST, LONE OAK, TX 75453-4088
Transaction Type	Mortgage
Record Updated	Jan 15, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MILL ST, LONE OAK, TX 75453-4088

Mortgage

Document Number	0000000294
Date	Jan 5, 2024
Instrument	2024-00294

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	331 Months
Due	Aug 1, 2051

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUNT TX
Recording Date	Nov 17, 2023
Property Address	102 MILL ST, LONE OAK, TX 75453-4088
Document Number	0000022444
Instrument Date	Nov 17, 2023
Instrument	2023-22444
Transaction Type	Transfer
Record Updated	Nov 28, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MILL ST, LONE OAK, TX 75453-4088

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	102 MILL ST, LONE OAK, TX 75453-4088
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MILL ST, LONE OAK, TX 75453-4088

Mortgage

Document Number	0000028244
Date	Dec 1, 2022
Instrument	2022-28244

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Aug 1, 2051

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Jul 15, 2021
Property Address	102 MILL ST, LONE OAK, TX 75453-4088
Document Number	0000015319
Instrument Date	Jul 14, 2021
Instrument	2021-15319
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	KINCY ABSTRACT AND SABINE TITLE, KINCY ABSTRACT & SABINE TTL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6657 VIRGINIA PKWY, 6657, MCKINNEY, TX 75071-5628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MILL ST, LONE OAK, TX 75453-4088

Mortgage

Document Number	0000015320
Date	Jul 15, 2021
Instrument	2021-15320

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Recording Date	Sep 16, 2020
Property Address	102 MILL ST, LONE OAK, TX 75453-4088
Document Number	0000015618
Instrument Date	Sep 15, 2020
Instrument	15618
Transaction Type	Construction Loan
Record Updated	Oct 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4664 FM 1567 LONE OAK TX 75453, LONE OAK, TX 75453

Mortgage

Document Number	0000015618
Date	Sep 16, 2020
Instrument	15618

Lender

Name	INDEPENDENT BK
Type	Bank
Address	MCKINNEY, TX 75071

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Jul 10, 2020
Property Address	102 MILL ST, LONE OAK, TX 75453-4088
Document Number	0000010967
Instrument Date	Jul 10, 2020
Instrument	10967
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	KINCY ABSTRACT AND SABINE TITLE, KINCY ABSTRACT & SABINE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6657 VIRGINIA PKWY MCKINNEY TX 750715628, MCKINNEY, TX 75071-5628

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Municipality	Lone Oak City
Unified School District	Lone Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$208,000 (+7.22%) Land $23,380 Building $184,620	$208,000 (+7.22%) Land $23,380 Building $184,620
2024	$2,958.00 (-16.44%)
2023		$194,000 Land $18,850 Building $175,150	$194,000 Land $18,850 Building $175,150
2022	$3,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LONE OAK serves 867 people · EPA ID TX1160006
Water Source	Purchased surface water from CASH SUD
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumby Telephone Cooperative Fiber	1,000 / 200
Peoples Communications Fixed Wireless · Fiber in parts of the area	500 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Spectrum.

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