102 Mill Rd, Point Roberts, WA 98281 Property Records

Whatcom County property record for 102 Mill Rd, Point Roberts, WA 98281

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,440 sqft · built 1999
Lot Size	0.425 acres (18,513 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Mar 2023)
Tax Bill	$3,500 (2025)
Deeds & Mortgages	Mar 2023 Sale Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`573252`

Property Details

APN / Parcel Number

Primary APN	`573252`
Alternative APNs	`415335 011132 0000` `160115` `67537`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	18,513 sqft (0.425 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	67537
Street Address	102 MILL RD
City	POINT ROBERTS
State	WA
Zip	98281-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	STANLEY-SHAW ADD TO DELTA VIEW LOTS 13-14-SUBJ TO COVENANT TO BIND PROPERTIES AF 1971102628
Legal Range	53
Legal Township	41
Legal Section	35
Legal Subdivision	DELTA VIEW
Legal Lot Number	13 14
Jurisdiction	WHATCOM WA
Township / Civil Division	POINT ROBERTS
Census Block Group	2
Census Block	2021
Census Tract	11000

Owner

102 Mill Rd is owned by an individual who bought it in March 2023.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 531, UT
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Sep 22, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Sep 10, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2023 · Amount on File
Deed Sale	Mar 24, 2023 · Amount on File
Prior Sale	Sep 10, 2020 · Amount on File
Deed Document Number	2023-0301699
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 24, 2023
Property Address	102 MILL RD, POINT ROBERTS, WA 98281-9610
Document Number	0000301699
Map Reference	VOL 9 PG 141
Instrument Date	Mar 22, 2023
Instrument	2023-0301699
Transaction Type	Transfer
Record Updated	Apr 13, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$7,765.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 531, MOAB, UT 84532-0531

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	102 MILL RD, POINT ROBERTS, WA 98281-9610
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210903392
Date	Sep 22, 2021
Instrument	2021-0903392

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 10, 2020
Property Address	102 MILL RD, POINT ROBERTS, WA 98281-9610
Document Number	2200901597
Instrument Date	Sep 4, 2020
Instrument	901597
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,229.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	102 MILL RD POINT ROBERTS WA 982819610, POINT ROBERTS, WA 98281-9610

Mortgage

Document Number	2200901598
Date	Sep 10, 2020
Instrument	901598

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 102 Mill Rd was $3,500.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Blaine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,500.00	$457,088 Land $112,526 Building $344,562	$457,088 Land $112,526 Building $344,562
2022		$404,039 Land $92,500 Building $311,539	$404,039 Land $92,500 Building $311,539
2021	$2,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Mill Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 units insured incl. 9 condo units
Nearby Flood Claims	19 (1982–2018)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Jan 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT ROBERTS WATER DISTRICT NO 4 serves 1,440 people · EPA ID WA5395750
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Whidbey Telephone DSL · Fiber in parts of the area	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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