102 Middle St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 102 Middle St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,807 sqft · built 1900
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$879,000 (Apr 2004)
Tax Bill	$6,261 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`532-09-00-036`

Property Details

APN / Parcel Number

Primary APN	`532-09-00-036`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,807 sqft Living Area
1st Floor Area	1,395 sqft
Upper Floors Area	1,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Historical
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	97 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	318 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	102 MIDDLE ST
City	MOUNT PLEASANT
State	SC
Zip	29464-5063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HILLIARDSVILLE DESCRIPTION -LOT 10-B BLK 57
Legal Subdivision	HILLIARDSVILLE
Legal Block	57
Legal Lot Number	10-B
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1025
Census Tract	4701

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 MIDDLE ST, MOUNT PLEASANT, SC 29464-5063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2018	Deed of Trust, Mortgage · Line of Credit PINNACLE BK
Feb 22, 2018	Deed of Trust, Mortgage LUCEY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2004 · Amount on Record
Deed Sale	Apr 2, 2004 · Amount on Record
Deed Book / Page	489 / 557
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	102 MIDDLE ST, MOUNT PLEASANT, SC 29464-5063
Document Number	0712/0051
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 MIDDLE ST MOUNT PLEASANT SC 294645063, MOUNT PLEASANT, SC 29464-5063

Mortgage

Document Number	0712/0051
Date	Apr 17, 2018
Book Page	000712/000051

Lender

Name	PINNACLE BK
Type	Bank
Address	MT PLEASANT, SC 29464

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 16, 2038

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	102 MIDDLE ST, MOUNT PLEASANT, SC 29464-5063
Document Number	0701/0633
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MIDDLE ST MOUNT PLEASANT SC 294645063, MOUNT PLEASANT, SC 29464-5063

Mortgage

Document Number	0701/0633
Date	Feb 28, 2018
Book Page	000701/000633

Lender

Name	LUCEY MTG
Type	Mortgage Company
Address	MOUNT PLEASANT, SC 29464

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,261.00 (+13.14%)	$1,709,992 (+2,774.9%) Land $723,517 Building $986,475	$2,953,400 (+75.83%) Land $978,400 Building $1,975,000
2024	$5,534.00 (+6.81%)	$59,480 (-)
2022	$5,181.00	$59,480	$1,679,700 (-) Land $710,700 Building $969,000
2020			$1,679,700 Land $710,700 Building $969,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 101 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	120 (1979–2017)
Claims Outside the SFHA	21 of 120
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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