102 Michael St, Pell City, AL 35128 Property Records

St. Clair County property record for 102 Michael St, Pell City, AL 35128 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,276 sqft · built 2003
Lot Size0.44 acres (19,194 sqft)
Owner2 Individual Names on File
Last Sale$95,000 (Apr 2016)
Tax Bill$483 (2025)
Deeds & MortgagesApr 2026 Mortgage
Apr 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-09-32-0-001-089.000

Property Details

APN / Parcel Number

Primary APN29-09-32-0-001-089.000
Alternative APNs
  • 505437
  • 34462

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,276 sqft Heated Area
1st Floor Area1,276 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area19,194 sqft (0.44 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address102 MICHAEL ST
CityPELL CITY
StateAL
Zip35128-6967
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 PINETUCKY S/D 1ST SEC 32-17-4
Legal Range04E
Legal Township17S
Legal Section32
Legal SubdivisionPINETUCKY S/D
Legal Lot Number4
JurisdictionST CLAIR AL
Township / Civil DivisionPELL CITY
Census Block Group1
Census Block1011
Census Tract40212

Owner

Source: St. Clair County records · APN 29-09-32-0-001-089.000

Assessment roll updated April 17, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address102 MICHAEL ST, PELL CITY, AL 35128-6967
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Apr 15, 2024Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Dec 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 27, 2016 · Amount on Record
Deed SaleApr 27, 2016 · Amount on Record
Prior SaleJan 06, 2014 · Amount on Record
Deed Book / Page2016 / 4470
Prior Transfer DateApr 25, 2016
Prior Transfer Doc0000004470
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Recording DateApr 01, 2026
Property Address102 MICHAEL ST, PELL CITY, AL 35128-6967
Document Number2026013464
Book / Page2026 / 13464
Instrument DateFeb 27, 2026
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 MICHAEL ST, PELL CITY, AL 35128-6967
InvestorPossibly a Property Investor

Mortgage

Document Number2026013464,
DateApr 01, 2026
Book Page2026/13464
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueApr 01, 2054
Interest
Rate6.1%
Max Rate-1%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address102 MICHAEL ST, PELL CITY, AL 35128-6967
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 MICHAEL ST, PELL CITY, AL 35128-6967
InvestorPossibly a Property Investor

Mortgage

Document Number0000011437
DateApr 15, 2024
Book PageMTG2024/11437
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address585 SOUTH BLVD E, PONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2054

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address102 MICHAEL ST, PELL CITY, AL 35128-6967
Transaction TypeMortgage
Record UpdatedFeb 15, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000082612
DateDec 14, 2021
Book PageMTG 2021/82612
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 01, 2042

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated April 17, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateAlabama
CountySt. Clair County
MunicipalityPell City
Unified School DistrictPell City City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$483.00 (+15%)$12,960 (-43.23%)$129,580 (+13.53%)
2023$22,828 Land $4,160 Building $18,668$114,140 Land $20,800 Building $93,340
2022$420.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (01115C), updated August 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 58% of the US · above 74% of Alabama
Wildfire LikelihoodAbout 1 in 599 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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