Cleveland County property record for 102 Michael Ct, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,674 sqft · built 1994 |
| Lot Size | 1.53 acres (66,818 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $209,000 (Feb 2020) |
| Tax Bill | $2,253 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42458 |
| Primary APN | 42458 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,674 sqft Finished Area |
| Upper Floors Area | 832 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 66,818 sqft (1.53 acres) |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 252 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1328091 |
|---|---|
| Street Address | 102 MICHAEL CT |
| City | SHELBY |
| State | NC |
| Zip | 28152-9656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | #9 PB17-73 HIGH POINT PH1 PLUS 1 AC |
| Legal Subdivision | HIGH POINT |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 62 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 951501 |
Source: Cleveland County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 102 MICHAEL CT, SHELBY, NC 28152-9656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 29, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2020 · Amount on Record |
| Deed Sale | Feb 28, 2020 · Amount on Record |
| Prior Sale | Dec 29, 2017 · Amount on Record |
| Deed Document Number | 202036616 |
| Deed Book / Page | 1808 / 1434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 102 MICHAEL CT, SHELBY, NC 28152-9656 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0018750189 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 1875/189 |
| Instrument | 200074120 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Feb 28, 2020 |
| Property Address | 102 MICHAEL CT, SHELBY, NC 28152-9656 |
| Document Number | 0018081434 |
| Book / Page | 1808 / 1434 |
| Map Reference | MB 17 PG 73 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 200036616 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 MISHOREZ CT, SHELBY, NC 28152 |
| Document Number | 18081437 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 1808/1437 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Min Rate At Change | 2% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Dec 29, 2017 |
| Property Address | 102 MICHAEL CT, SHELBY, NC 28152-9656 |
| Document Number | 0017581272 |
| Book / Page | 001758 / 001272 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 8784 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 102 MICHAEL CT SHELBY NC 281529656, SHELBY, NC 28152-9656 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Boiling Springs Town |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,642 (-) Land $38,410 Building $216,232 | $254,642 (-) Land $38,410 Building $216,232 | |
| 2025 | $2,253.00 | $254,642 (+42%) Land $38,410 Building $216,232 | $254,642 (+42%) Land $38,410 Building $216,232 |
| 2023 | $179,324 Land $29,956 Building $149,368 | $179,324 Land $29,956 Building $149,368 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BOILING SPRINGS serves 4,769 people · EPA ID NC0123025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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