102 Mercer Ct, #22, Frederick, MD 21701 Property Records

Frederick County property record for 102 Mercer Ct, #22, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	built 1993
Lot Size	0.03 acres (1,312 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Nov 2021)
Tax Bill	$4,651 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-188163`

Property Details

APN / Parcel Number

Primary APN	`02-188163`
Alternative APNs	`2188163` `188163`

Interior

Units	28 Units

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Condo/Apartment
Lot Area	1,312 sqft (0.03 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	188163
Street Address	102 MERCER CT, 22
City	FREDERICK
State	MD
Zip	21701-4035
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R16
Legal Description	UNIT 22-3 BLDG 2 1,312 SQ. FT. FAIRFIELD CONDO
Legal Subdivision	FAIRFIELD CONDO
Legal Lot Number	22 3
Legal Unit	22
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3000
Census Tract	750600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

102 Mercer Ct, #22 is owned by an individual who bought it in November 2021.

Source: Frederick County records, as of August 4, 2025

Owner of Record	Individual Name on File
Mailing Address	102 MERCER CT, 22-3, FREDERICK, MD 21701-4069
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Nov 14, 2018	Deed, Transfer · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on File
Deed Sale	Nov 24, 2021 · Amount on File
Prior Sale	Nov 14, 2018 · Amount on File
Deed Book / Page	15522 / 437
Prior Transfer Date	May 29, 2008
Prior Transfer Doc	0070060482
Record Updated	Jun 8, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 24, 2021
Property Address	102 MERCER CT APT 22-3, 22-3, FREDERICK, MD 21701-4069
Document Number	0155220437
Book / Page	15522 / 437
Map Reference	MB 53 PG 16
Instrument Date	Nov 5, 2021
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	COLONY TITLE GROUP LIMITED, COLONY TITLE GROUP LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	102 MERCER CT APT 22-3, 22-3, FREDERICK, MD 21701-4069

Mortgage

Document Number	15522442
Date	Nov 24, 2021
Instrument	15522/442

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 14, 2018
Property Address	102 MERCER CT APT 22-3, 22-3, FREDERICK, MD 21701-4069
Document Number	0127100174
Book / Page	12710 / 0174
Map Reference	MB53 PG16
Instrument Date	Nov 8, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,199.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	102 MERCER CT APT 22-3, 22-3, FREDERICK, MD 21701-4069

Mortgage

Document Number	0012710180
Date	Nov 14, 2018
Instrument	12710/180

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$261,200 Land $78,300 Building $182,900	$261,200 Land $78,300 Building $182,900
2024	$4,651.00 (+6.14%)
2023	$4,382.00	$241,067	$261,200 Land $78,300 Building $182,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Mercer Ct, #22 in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2015–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 102 Mercer Ct, #22 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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