Worcester County and Spencer Town property record for 102 McCormick Rd, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,390 sqft · built 1996 |
| Lot Size | 3.91 acres (170,642 sqft) |
| Owner | Individual Name on File |
| Last Sale | $446,000 (Jun 2013) |
| Tax Bill | $8,901 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00R55 B:00014 L:00000 |
| Primary APN | SPEN M:00R55 B:00014 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,390 sqft Living Area |
| Gross Area | 6,325 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 170,642 sqft (3.91 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 102 MCCORMICK RD |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-1228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Subdivision | PHILIP R STODDARD & MARK A & |
| Legal Block | 14 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 726100 |
102 McCormick Rd is owned and occupied by an individual who acquired it in September 2025.
Source: Worcester County and Spencer Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 MCCORMICK RD, SPENCER, MA 01562-1228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK |
| Sep 15, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage CORNERSTONE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2013 · Amount on File |
| Deed Sale | Jun 5, 2013 · Amount on File |
| Prior Sale | Jun 5, 2013 · Amount on File |
| Deed Book / Page | 51002 / 4 |
| Last Transfer Date | Sep 9, 2025 |
| Transfer Doc | 072532-237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 102 MCCORMICK RD, SPENCER, MA 01562-1228 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0070422-86 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | 70422/86 |
| Instrument | 29166 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Sep 15, 2025 |
| Property Address | 102 MCCORMICK RD, SPENCER, MA 01562-1228 |
| Document Number | 072532-237 |
| Book / Page | 72532 / 237 |
| Instrument Date | Sep 9, 2025 |
| Instrument | 78567 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 MCCORMICK RD, SPENCER, MA 01562-1228 |
| Document Number | 0000078568 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 78568 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2026 property tax bill for 102 McCormick Rd was $8,901, up 2% from the year before.
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,901.00 (+2.04%) | $810,700 (+9.11%) Land $188,500 Building $622,200 | $805,260 (+2.83%) |
| 2025 | $8,723.00 (+2.71%) | $743,000 (+0.08%) Land $145,700 Building $597,300 | $783,085 |
| 2024 | $8,493.00 (+5.29%) | $742,400 (+11%) Land $145,700 Building $596,700 | |
| 2023 | $8,066.00 | $668,800 Land $145,700 Building $523,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 McCormick Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1993 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 McCormick Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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