Worcester County and Gardner City property record for 102 Main St, Gardner, MA 01440
| Property Type | Restaurant |
|---|---|
| Details | 2 ba · 1,126 sqft · built 1930 |
| Lot Size | 0.061 acres (2,653 sqft) |
| Owner | Company Name on Record |
| Last Sale | $290,000 (Sep 2022) |
| Tax Bill | $2,312 (2026) |
| Deeds & Mortgages | Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | M:O-23 B:0012 L:0035 |
| Primary APN | M:O-23 B:0012 L:0035 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,126 sqft Total Area |
| Gross Area | 1,891 sqft |
| Basement Area | 608 sqft |
| Unfinished Basement | 608 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 2,653 sqft (0.061 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 102 MAIN ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2607 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | C1 |
| Legal Block | 10 |
| Legal Lot Number | 35 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 707300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Miss Toy Town Diner listed 2003 · 1 contributing resources · NRIS 03001242 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 123 WHEELER AVE, ORANGE, MA 01364-9523 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2022 · Amount on Record |
| Deed Sale | Sep 7, 2022 · Amount on Record |
| Prior Sale | Jul 13, 2000 · Amount on Record |
| Prior Transfer Date | Aug 29, 2022 |
| Prior Transfer Doc | 0068178-97 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Sep 7, 2022 |
| Property Address | 102 MAIN ST, GARDNER, MA 01440-2607 |
| Document Number | 0068178-97 |
| Book / Page | 68178 / 97 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 98242 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 WHEELER AVE, ORANGE, MA 01364-9523 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,312.00 (+9,952.17%) | $167,900 (+1.02%) Land $84,000 Building $83,900 |
| 2025 | $23.00 (-99.25%) | $166,200 (-18.53%) Land $82,300 Building $83,900 |
| 2024 | $3,058.00 (+45.14%) | $204,000 (+56.2%) Land $108,600 Building $95,400 |
| 2023 | $2,107.00 | $130,600 Land $78,000 Building $52,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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