Essex County and Montclair Township property record for 102 Lorraine Ave, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 3,596 sqft · built 1902 |
| Lot Size | 0.519 acres (22,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,330,000 (May 2015) |
| Tax Bill | $40,968 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Sep 2018 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03607-0000-00028 |
| Primary APN | 13-03607-0000-00028 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,596 sqft Living Area |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Construction Type | Frame |
| Lot Area | 22,600 sqft (0.519 acres) |
| Lot Dimensions | 226 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130360700028 |
|---|---|
| Street Address | 102 LORRAINE AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 100X226 IRR |
| Legal Block | 3607 |
| Legal Lot Number | 28 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 16200 |
102 Lorraine Ave is owned and occupied by two individuals who bought it in May 2015.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 LORRAINE AVE, MONTCLAIR, NJ 07043-2305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2025 | Deed of Trust, Mortgage · Line of Credit PROVIDENT BANK |
| Sep 11, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT BANK |
| Aug 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2015 · Amount on File |
| Deed Sale | May 26, 2015 · Amount on File |
| Prior Sale | Feb 24, 1999 · Amount on File |
| Deed Document Number | 201540406 |
| Prior Transfer Date | Nov 19, 1992 |
| Prior Transfer Doc | 5239000210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 102 LORRAINE AVE, MONTCLAIR, NJ 07043-2305 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 102 LORRAINE AVE, MONTCLAIR, NJ 07043-2305 |
| Document Number | 0000026655 |
|---|---|
| Date | Apr 28, 2025 |
| Instrument | 2025026655 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 102 LORRAINE AVE, MONTCLAIR, NJ 07043-2305 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000078790 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | 2018078790 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 102 LORRAINE AVE, MONTCLAIR, NJ 07043-2305 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SEBER TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000074332 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 2020074332 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 2, 2035 |
The 2025 property tax bill for 102 Lorraine Ave was $40,968, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,165,200 (-) Land $453,300 Building $711,900 | $1,165,200 (-) Land $453,300 Building $711,900 | |
| 2025 | $40,968.00 (+3.32%) | $1,165,200 Land $453,300 Building $711,900 | $1,165,200 Land $453,300 Building $711,900 |
| 2024 | $39,651.00 | ||
| 2023 | $1,165,200 Land $453,300 Building $711,900 | $1,165,200 Land $453,300 Building $711,900 | |
| 2022 | $38,311.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Lorraine Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1983–2007) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Lorraine Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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