102 Locust St, Danvers, MA 01923 Property Records

Essex County and Danvers Town property record for 102 Locust St, Danvers, MA 01923

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,530 sqft · built 1947
Lot Size	0.459 acres (19,998 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Aug 2015)
Tax Bill	$6,917 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DANV M:035 L:004 P`

Property Details

APN / Parcel Number

Primary APN	`DANV M:035 L:004 P`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,530 sqft Living Area
Gross Area	3,044 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,998 sqft (0.459 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	102 LOCUST ST
City	DANVERS
State	MA
Zip	01923-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	4
Jurisdiction	DANVERS MA
Township / Civil Division	DANVERS
Census Block Group	3
Census Block	3012
Census Tract	211300

Owner

Source: Essex County and Danvers Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 LOCUST ST, DANVERS, MA 01923-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2024	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Oct 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ON TO MORTGAGE LLC
Oct 7, 2019	Deed of Trust, Mortgage · Balloon Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2015 · Amount on Record
Deed Sale	Aug 6, 2015 · Amount on Record
Deed Book / Page	34278 / 456
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	102 LOCUST ST, DANVERS, MA 01923-2204
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042270-303
Date	Aug 14, 2024
Book Page	42270/303
Instrument	20240814000260

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	102 LOCUST ST, DANVERS, MA 01923-2204
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040388-139
Date	Oct 18, 2021
Book Page	40388/139
Instrument	20211018002460

Lender

Name	ON TO MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2046

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	102 LOCUST ST, DANVERS, MA 01923-2204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37910-299
Date	Oct 7, 2019
Book Page	37910/299
Instrument	20191007001610

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Essex County and Danvers Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Danvers Town
Unified School District	Danvers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,917.00 (+0.95%)	$629,400 (+2.06%) Land $357,800 Building $271,600	$657,020
2024	$6,852.00 (+5.76%)	$616,700 (+11.84%) Land $357,800 Building $258,900
2023	$6,479.00	$551,400 Land $317,300 Building $234,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANVERS WATER DEPT. serves 28,087 people · EPA ID MA3071000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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