102 Locust Ln, Johnson City, TN 37604 Property Records

Washington County property record for 102 Locust Ln, Johnson City, TN 37604

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,904 sqft · built 1900
Lot Size	50 acres (2,178,000 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Feb 2026)
Tax Bill	$881 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054D-E-021.00`

Property Details

APN / Parcel Number

Primary APN	`054D-E-021.00`
Alternative APNs	`09054DE054D02100000` `090054D E 02100`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,904 sqft Living Area
Gross Area	2,856 sqft
1st Floor Area	952 sqft
Upper Floors Area	952 sqft
Basement Area	952 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178,000 sqft (50 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Finished/Open Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	102 LOCUST LN
City	JOHNSON CITY
State	TN
Zip	37604-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	J CITY REAL ESTATE ADD BLK: 10 LOT: 228 50 X 150
Legal Subdivision	J CITY REAL ESTATE ADD
Legal Block	10
Legal Lot Number	228
Jurisdiction	WASHINGTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1031
Census Tract	60800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tree Streets Historic District listed 1996 · 612 contributing resources · NRIS 96000232

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

102 Locust Ln is owned by an individual who bought it in February 2026.

Source: Washington County records, as of April 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	102 W LOCUST ST, JOHNSON CITY, TN 37604-6812
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage EASTMAN CU
Feb 18, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Dec 6, 2023	Warranty Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
May 10, 2018	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2026 · Amount on File
Deed Sale	Feb 18, 2026 · Amount on File
Prior Sale	Dec 6, 2023 · Amount on File
Deed Document Number	20262663
Deed Book / Page	1219 / 413
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	102 W LOCUST ST, JOHNSON CITY, TN 37604-6812
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010542902
Date	Apr 9, 2021
Book Page	1054/2902
Instrument	21007594

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON TN
Recording Date	Feb 18, 2026
Property Address	102 W LOCUST ST, JOHNSON CITY, TN 37604-6812
Document Number	0001219413
Book / Page	1219 / 413
Instrument Date	Feb 4, 2026
Instrument	26002663
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	SOUTHERN HIGHLANDS T&E

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 W LOCUST ST, JOHNSON CITY, TN 37604-6812

Mortgage

Document Number	0026002664
Date	Feb 18, 2026
Instrument	26002664

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON TN
Recording Date	Dec 6, 2023
Property Address	102 W LOCUST ST, JOHNSON CITY, TN 37604-6812
Document Number	0001146841
Book / Page	1146 / 841
Instrument Date	Nov 30, 2023
Instrument	23017331
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	MOUNTAIN STATES TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 W LOCUST ST, JOHNSON CITY, TN 37604-6812

Mortgage

Document Number	0001146844
Date	Dec 6, 2023
Book Page	1146/844
Instrument	23017332

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON TN
Recording Date	May 10, 2018
Property Address	102 W LOCUST ST, JOHNSON CITY, TN 37604-6812
Document Number	0009561528
Book / Page	956 / 1528
Instrument Date	May 4, 2018
Instrument	18006992
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	RELIABLE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 W LOCUST ST, JOHNSON CITY, TN 37604-6812

Mortgage

Document Number	0018006993
Date	May 10, 2018
Instrument	18006993

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Washington County
Municipality	Johnson City
Unified School District	Johnson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,500 Land $7,825 Building $43,675	$206,000 (-) Land $31,300 Building $174,700
2024	$881.00		$206,000 Land $31,300 Building $174,700
2022	$1,081.00	$27,875 Land $3,450 Building $24,425	$111,500 Land $13,800 Building $97,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 102 Locust Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Locust Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CITY WATER DEPT serves 105,057 people · EPA ID TN0000331
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BrightRidge Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Fireball Internet, T-Mobile, Xfinity.

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