102 Lick Fork Rd, Middlesboro, KY 40965 Property Records

Bell County property record for 102 Lick Fork Rd, Middlesboro, KY 40965

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1,800 sqft · built 2019
Owner	Individual Name on Record
Last Sale	$15,500 (Jan 2019)
Tax Bill	$1,025 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`068-20-00-142.00`

Property Details

APN / Parcel Number

Primary APN	`068-20-00-142.00`
Alternative APNs	`7160` `8378`

Interior

Building Area	1,800 sqft Total Area

Exterior

Year Built	Built 2019

Location & Zoning

Account Number	8378
Street Address	102 LICK FORK RD
City	MIDDLESBORO
State	KY
Zip	40965-8796
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	LAND ON LICK FORK M'BORO & HOME
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	1
Census Block	1015
Census Tract	960800

Owner

Source: Bell County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	102 LICK FORK RD, MIDDLESBORO, KY 40965-8796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC
Jan 28, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2019 · Amount on Record
Deed Sale	Jan 28, 2019 · Amount on Record
Deed Document Number	178076
Deed Book / Page	D380 / 752
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	102 LICK FORK RD, MIDDLESBORO, KY 40965-8796
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 SHAWANEE RD, HARROGATE, TN 37752-7118
Investor	Possibly a Property Investor

Mortgage

Document Number	00M355/507
Date	Mar 11, 2019
Book Page	M355/507
Instrument	178507

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Feb 28, 2030

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Feb 28, 2027
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Jan 28, 2019
Property Address	102 LICK FORK RD, MIDDLESBORO, KY 40965-8796
Document Number	00D380/752
Book / Page	D380 / 752
Instrument Date	Jan 15, 2019
Instrument	178076
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$15.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 ENNISMORE DR, MIDDLESBORO, KY 40965-9434

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	170 GREEN HL, CUMBERLAND GAP, TN 37724-5337

Tax Assessment & Valuation

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Unified School District	Bell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,025.00 (-1.16%) Homeowner's exemption	$135,000 (-) Land $135,000	$135,000 (-) Land $135,000
2023	$1,037.00 Homeowner's exemption	$135,000	$135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2016–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 80% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Eastern Telephone & Technologies, Verizon.

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