102 Libby Ln, Wilmington, NC 28409 Property Records

New Hanover County property record for 102 Libby Ln, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,830 sqft · built 1984
Lot Size	0.503 acres (21,911 sqft)
Owner	Individual Name on File
Tax Bill	$4,900 (2025)
Deeds & Mortgages	May 2022 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`R07713-003-001-002`

Property Details

APN / Parcel Number

Primary APN	`R07713-003-001-002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,830 sqft Living Area
1st Floor Area	2,752 sqft
Basement Area	1,770 sqft
Finished Basement	1,770 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Wood
Foundation Type	Pile
Roof Material	Composition Shingle
Lot Area	21,911 sqft (0.503 acres)
Terrain	Low
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Slab
Porch Area	318 sqft
Deck Area	162 sqft
Patio Area	742 sqft
Balcony Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	102 LIBBY LN
City	WILMINGTON
State	NC
Zip	28409-4100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 5R SANDOLLAR SHORES
Legal Subdivision	SANDOLLAR SHORES REV
Legal Block	3
Legal Lot Number	5R
Jurisdiction	NEW HANOVER NC
Township / Civil Division	MASONBORO
Census Block Group	2
Census Block	2002
Census Tract	12103

Owner

102 Libby Ln is owned and occupied by an individual who acquired it in July 2003.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	102 LIBBY LN, WILMINGTON, NC 28409-4100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Apr 3, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Mar 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2003
Deed Sale	Jul 28, 2003
Prior Sale	Mar 24, 2000 · Amount on File
Deed Book / Page	3918 / 493
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	102 LIBBY LN, WILMINGTON, NC 28409-4100
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 LIBBY LN, WILMINGTON, NC 28409-4100

Mortgage

Document Number	00656402275
Date	May 12, 2022
Book Page	6564/2275
Instrument	2022018400

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	102 LIBBY LN, WILMINGTON, NC 28409-4100
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00652302655
Date	Dec 21, 2021
Book Page	6523/2655
Instrument	2021060216

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	102 LIBBY LN, WILMINGTON, NC 28409-4100
Document Number	0060500779
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 LIBBY LN WILMINGTON NC 284094100, WILMINGTON, NC 28409-4100

Mortgage

Document Number	0060500779
Date	Apr 10, 2017
Book Page	006050/000779
Instrument	11121

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2047

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	102 LIBBY LN, WILMINGTON, NC 28409-4100
Document Number	0060500766
Instrument Date	Mar 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 LIBBY LN WILMINGTON NC 284094100, WILMINGTON, NC 28409-4100

Mortgage

Document Number	0060500766
Date	Apr 10, 2017
Book Page	006050/000766
Instrument	11120

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 9, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 102 Libby Ln was $4,900, up 2% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,275,300 (-) Land $617,200 Building $658,100	$1,275,300 (-) Land $617,200 Building $658,100
2025	$4,900.00 (+2.02%)	$1,275,300 Land $617,200 Building $658,100	$1,275,300 Land $617,200 Building $658,100
2024	$4,803.00 (+0.13%)
2023	$4,797.00 (-0.95%)	$905,300 Land $464,300 Building $441,000	$905,300 Land $464,300 Building $441,000
2022	$4,843.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Libby Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 114 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	170 units insured incl. 56 condo units
Nearby Flood Claims	153 (1987–2024)
Claims Outside the SFHA	31 of 153
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 31 claims Hurricane Bonnie, Aug 1998 · 34 claims Hurricane Fran, Sep 1996 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Libby Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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