102 Lancer Dr, Cherryville, NC 28021 Property Records

Cleveland County property record for 102 Lancer Dr, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	built 2019
Lot Size	0.961 acres (41,861 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,000 (Jun 2016)
Tax Bill	$421 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14937`

Property Details

APN / Parcel Number

Primary APN	`14937`
Alternative APN	`1311858`

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	41,861 sqft (0.961 acres)
Storage Building	Storage Building

Location & Zoning

Account Number	1311858
Street Address	102 LANCER DR
City	CHERRYVILLE
State	NC
Zip	28021-9369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	.961AC RD 2005 PT LOT 4
Legal Subdivision	BEAM
Legal Block	1
Legal Lot Number	4
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1001
Census Tract	950302

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	526 MARYS GROVE RD, CHERRYVILLE, NC 28021-9403
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MTG & FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2016 · Amount on Record
Deed Sale	Jun 28, 2016 · Amount on Record
Deed Document Number	20165507
Deed Book / Page	1721 / 1143
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	102 LANCER DR, CHERRYVILLE, NC 28021-9369
Transaction Type	Mortgage
Record Updated	Aug 31, 2023
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019010585
Date	Jun 26, 2023
Book Page	1901/585
Instrument	200088848

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	102 LANCER DR, CHERRYVILLE, NC 28021-9369
Transaction Type	Mortgage
Record Updated	Nov 11, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018581809
Date	Nov 29, 2021
Book Page	1858/1809
Instrument	200064879

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	102 LANCER DR, CHERRYVILLE, NC 28021-9369
Document Number	0017780722
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	526 MARYS GROVE RD CHERRYVILLE NC 280219403, CHERRYVILLE, NC 28021-9403

Mortgage

Document Number	0017780722
Date	Oct 15, 2018
Book Page	001778/000722
Instrument	9137

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARILLE, TN 37804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Oct 14, 2041

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,773 (-) Land $27,273 Building $500	$27,773 (-) Land $27,273 Building $500
2025	$421.00	$27,773 (+7.36%) Land $27,273 Building $500	$27,773 (+7.36%) Land $27,273 Building $500
2023		$25,870 Land $25,370 Building $500	$25,870 Land $25,370 Building $500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lancer Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures