102 Lance St, Ranson, WV 25438 Property Records

Jefferson County property record for 102 Lance St, Ranson, WV 25438

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,602 sqft · built 2005
Lot Size	0.035 acres (1,568 sqft)
Owner	Individual Name on Record
Last Sale	$173,400 (Dec 2020)
Tax Bill	$1,811 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-5-0091.0001`

Property Details

APN / Parcel Number

Primary APN	`08-5-0091.0001`
Alternative APN	`19-08-5-0091.0001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,602 sqft Living Area
1st Floor Area	632 sqft
Basement Area	330 sqft
Finished Basement	330 sqft
Family Room	Family Room

Exterior

Year Built	Built 2005
Architectural Style	Row End or Row Middle
Exterior Material	Aluminum/Vinyl
Lot Area	1,568 sqft (0.035 acres)
Lot Dimensions	63 ft deep x 25 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	102 LANCE ST
City	RANSON
State	WV
Zip	25438-1800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 112 #1 MARSHALL SQUARE
Legal Subdivision	TOWNES/MARSHALL SQUARE SUB
Legal Block	1,112
Jurisdiction	JEFFERSON WV
Township / Civil Division	CHARLES TOWN
Census Block Group	2
Census Block	2017
Census Tract	972401

Owner

Source: Jefferson County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 LANCE ST, RANSON, WV 25438-1800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP
May 1, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jan 30, 2017	Grant Deed, Transfer · Conventional Mortgage CITY OF MARTINSBURG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Prior Sale	Jan 30, 2017 · Amount on Record
Deed Document Number	202000016890
Deed Book / Page	1252 / 380
Record Updated	Jun 8, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Dec 1, 2020
Property Address	102 LANCE ST, RANSON, WV 25438-1800
Document Number	1252/380
Book / Page	1252 / 380
Map Reference	MB 20 PG 34
Instrument Date	Nov 30, 2020
Instrument	202000016890
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	14 THRUSH RD, STERLING, VA 20164-1614

Mortgage

Document Number	202000016891
Date	Dec 1, 2020
Instrument	202000016891

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	May 1, 2019
Property Address	102 LANCE ST, RANSON, WV 25438-1800
Document Number	0000004912
Book / Page	001222 / 000299
Instrument Date	Mar 18, 2019
Instrument	4912
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$904.20
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	123 N MARSHALL ST RANSON WV 254381715, RANSON, WV 25438-1715
Investor	Possibly a Property Investor

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jan 30, 2017
Property Address	102 LANCE ST, RANSON, WV 25438-1800
Document Number	0000004429
Book / Page	001184 / 000664
Instrument Date	Jan 20, 2017
Instrument	4429
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,029.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 LANCE ST RANSON WV 254381800, RANSON, WV 25438-1800

Mortgage

Document Number	4431
Date	Jan 30, 2017
Book Page	002127/000380
Instrument	4431

Lender

Name	CITY OF MARTINSBURG
Address	232 N QUEEN ST, MARTINSBURG, WV 25401-3314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	4430,
Date	Jan 30, 2017
Book Page	002127/000356
Instrument	4430

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	SOUTHFIELD, MI 48034

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Municipality	Ranson Corporation
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,811.00 (+10.43%)	$129,400 (+11.84%) Land $24,200 Building $105,200	$215,600 (+11.83%) Land $40,300 Building $175,300
2023	$1,640.00	$115,700 Land $19,000 Building $96,700	$192,800 Land $31,700 Building $161,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1985)
Most Recent Claim	Feb 1985 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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