102 Lake Cv, Madison, MS 39110 Property Records

Madison County property record for 102 Lake Cv, Madison, MS 39110

Property Summary

Property Type	Other Improved
Details	4,076 sqft
Owner	Individual Name on File
Tax Bill	$4,034 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081F-14-408`

Property Details

APN / Parcel Number

Primary APN	`081F-14-408`
Alternative APN	`56202`

Interior

Building Area	4,076 sqft Adjusted Area

Location & Zoning

Account Number	56202
Street Address	102 LAKE CV
City	MADISON
State	MS
Zip	39110-4201
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	PUD
Legal Description	LOT 691 CAMDEN LAKE OF CAROLINE PHASE 2
Legal Range	01E
Legal Township	08N
Legal Section	14
Legal Subdivision	CAMDEN LAKE OF CAROLINE PH 2
Legal Phase	2
Legal Lot Number	691
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1041
Census Tract	30402

Owner

102 Lake Cv is owned and occupied by an individual who acquired it in April 2025.

Source: Madison County records, as of December 1, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	102 LAKE CV, MADISON, MS 39110-4201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Line of Credit PRIORITYONE BANK
Sep 23, 2020	Warranty Deed, Subdivision Related Transfer DELMAR FIN'L
Jul 18, 2019	Warranty Deed, Construction Loan · Line of Credit CITIZENS NAT'L BK/MERIDIAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2025
Deed Sale	Apr 30, 2025
Prior Sale	Nov 21, 2024
Deed Document Number	1026841
Deed Book / Page	4550 / 724
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	102 LAKE CV, MADISON, MS 39110-4201
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 LAKE CV, MADISON, MS 39110-4201

Mortgage

Document Number	004114/146
Date	Oct 7, 2021
Book Page	4114/146
Instrument	941239

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Sep 23, 2020
Property Address	102 LAKE CV, MADISON, MS 39110-4201
Document Number	0000905974
Book / Page	003917 / 000576
Instrument Date	Sep 23, 2020
Instrument	905974
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	102 LAKE CV MADISON MS 39110, MADISON, MS 39110

Mortgage

Document Number	905975
Date	Sep 23, 2020
Book Page	003917/000579
Instrument	905975

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2050

July 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jul 18, 2019
Property Address	102 LAKE CV, MADISON, MS 39110-4201
Document Number	0000868485
Book / Page	003744 / 000345
Instrument Date	Jul 18, 2019
Instrument	868485
Transaction Type	Construction Loan
Record Updated	Jul 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	140 ASHBROOKE TRL MADISON MS 391106855, MADISON, MS 39110-6855

Mortgage

Document Number	868486
Date	Jul 18, 2019
Book Page	003744/000347
Instrument	868486

Lender

Name	CITIZENS NAT'L BK/MERIDIAN
Type	Bank
Address	MERIDIAN, MS 39305

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 17, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 102 Lake Cv was $4,034 with a homeowner's exemption, up 1.6% from the year before.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,034.00 (+1.59%) Homeowner's exemption	$42,042	$420,420 Land $80,000 Building $340,420
2024	$3,971.00
2023	$3,971.00 Homeowner's exemption	$41,433	$414,330 Land $80,000 Building $334,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Lake Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Lake Cv is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CANTON serves 16,785 people · EPA ID MS0450006
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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