Lawrence County property record for 102 Kirk Rd, Ethridge, TN 38456
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,680 sqft · built 2005 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $1,013 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Jul 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050043 03202 |
| Primary APN | 050043 03202 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
| Porch Area | 176 sqft |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 102 KIRK RD |
|---|---|
| City | ETHRIDGE |
| State | TN |
| Zip | 38456-5813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 10 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 12 |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 960300 |
The current owner of 102 Kirk Rd acquired it in June 1999.
Source: Lawrence County records, as of January 22, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 102 KIRK RD, ETHRIDGE, TN 38456-5813 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Line of Credit HERITAGE BANK & TRUST |
| Jul 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HERITAGE BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 4, 1999 |
| Transfer Doc | 0003060373 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 102 KIRK RD, ETHRIDGE, TN 38456-5813 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 102 KIRK RD, ETHRIDGE, TN 38456-5813 |
| Document Number | 642858 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 642/858 |
| Instrument | 21005032 |
| Name | HERITAGE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLUMBIA, TN 38401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 23, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 102 KIRK RD, ETHRIDGE, TN 38456-5813 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 102 KIRK RD, ETHRIDGE, TN 38456-5813 |
| Document Number | 640610 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 640/610 |
| Instrument | 21004604 |
| Name | HERITAGE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLUMBIA, TN 38401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Jun 29, 2026 |
The 2025 property tax bill for 102 Kirk Rd was $1,013.
Source: Lawrence County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,013.00 | $50,375 Land $2,125 Building $48,250 | |
| 2023 | $1,013.00 | $50,375 (-) Land $2,125 Building $48,250 | |
| 2022 | $1,013.00 | $50,375 Land $2,125 Building $48,250 | $201,500 Land $8,500 Building $193,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Kirk Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 102 Kirk Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMERTOWN UTILITY DISTRICT serves 5,593 people · EPA ID TN0000676 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Copper | 2.19 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control May 2018 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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