102 Kirk Rd, Elkton, MD 21921 Property Records

Cecil County property record for 102 Kirk Rd, Elkton, MD 21921 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1982
Square Footage	1,005 sqft Total Area
Lot Size	32,409 sqft (0.744 acres)
Pool	In-Ground Vinyl Pool
Occupancy	Owner Occupied
Last Sale	$1,300 (2018)
Tax Bill	$2,626.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-072754`
Alternative APNs	`3072754` `072754`

Interior

Full Baths	2 Baths
Building Area	1,005 sqft Total Area
Basement Area	726 sqft Basement
Finished Basement	726 sqft Finished
Stories	2 Stories

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Split Foyer Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	32,409 sqft (0.744 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool Pool Type
Pool Area	560 sqft Pool
Deck Area	184 sqft Deck
Porch Area	512 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	072754
Street Address	102 KIRK RD
City	ELKTON
State	MD
Zip	21921-3338
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	.744 ACRE 102 KIRK ROAD E OF PLEASANT HILL
Legal Subdivision	ENDEAVOR MINISTRIES CHURCH
Jurisdiction	CECIL MD
Minor Civil Division	3, ELKTON
Census Blockgroup	1
Census Block	1001
Census Tract	30501

Owner

Source: Cecil County records · APN 03-072754

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	102 KIRK RD, ELKTON, MD 21921-3338
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2018 · Amount on Record
Deed Sale	May 18, 2018 · Amount on Record
Prior Sale	Aug 24, 2004 · Amount on Record
Deed Book / Page	4245 / 82
Transfer Doc	0000234716
Record Refreshed	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	102 KIRK RD, ELKTON, MD 21921-3338
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045910309
Date	May 01, 2020
Book Page	4591/309

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 01, 2030

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,300 (+18.93%)	$269,900 (+15.1%) Land $61,700 Building $208,200
2025	$2,626.00 (+59.44%)
2023	$1,647.00	$207,100	$234,500 Land $61,700 Building $172,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.