102 Keystone Ave, River Forest, IL 60305 Property Records

Cook County property record for 102 Keystone Ave, River Forest, IL 60305

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,471 sqft · built 1915
Lot Size	0.216 acres (9,400 sqft)
Owner	Individual Name on Record
Last Sale	$720,000 (Jun 2026)
Tax Bill	$10,959 (2023)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-12-311-023`

Property Details

APN / Parcel Number

Primary APN	`15-12-311-023`
Alternative APN	`15-12-311-023-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,471 sqft Living Area
1st Floor Area	1,471 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Bungalow
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	9,400 sqft (0.216 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	102 KEYSTONE AVE
City	RIVER FOREST
State	IL
Zip	60305-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(GALE) & (BLOCKS) SUB OF WH WH OF SW SEC 12-39-12
Legal Range	12E
Legal Township	39N
Legal Section	12
Legal Subdivision	GALE & BLOCKS
Legal Block	6
Legal Lot Number	6
Jurisdiction	COOK IL
Township / Civil Division	RIVER FOREST
Census Block Group	5
Census Block	5015
Census Tract	812000

Owner

Source: Cook County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1455 N SANDBURG TER, 801, CHICAGO, IL 60610-5581
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage ABI TITLE, AI TITLE
Nov 6, 2020	Deed of Trust, Mortgage HOMESIDE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Deed Document Number	202615625064
Prior Transfer Date	Jan 17, 2006
Prior Transfer Doc	0000006068
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	102 KEYSTONE AVE, RIVER FOREST, IL 60305-2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 KEYSTONE AVE, RIVER FOREST, IL 60305-2020

Mortgage

Document Number	0023620004
Date	Aug 24, 2022
Instrument	2223620004

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jun 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 5, 2026
Property Address	102 KEYSTONE AVE, RIVER FOREST, IL 60305-2020
Document Number	0000025064
Instrument Date	May 13, 2026
Instrument	202625064
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	ABI TITLE, AI TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1455 N SANDBURG TER, 801, CHICAGO, IL 60610-5581

Mortgage

Document Number	0000000025,
Date	Jun 5, 2026
Instrument	2026156202615625

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2056

Interest

Rate	6.23%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	102 KEYSTONE AVE, RIVER FOREST, IL 60305-2020
Document Number	2102239108
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 KEYSTONE AVE RIVER FOREST IL 603052020, RIVER FOREST, IL 60305-2020

Mortgage

Document Number	2102239108
Date	Jan 22, 2021
Instrument	2239108

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	River Forest Township
Municipality	River Forest Village
Secondary School District	Oak Park and River Forest District 200 (09 - 12)
Elementary School District	River Forest School District 90 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,000 (+18.67%) Land $10,105 Building $35,895	$460,000 (+18.67%) Land $101,050 Building $358,950
2023	$10,959.00 (+4.09%)
2022	$10,528.00 Homeowner's exemption Senior Citizen's exemption	$38,762 Land $8,695 Building $30,067	$387,620 Land $86,950 Building $300,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER GROVE serves 10,282 people · EPA ID IL0312640
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Zentro.

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